In Home Personal Services Franchise Cost, Revenue & Review 2026
Data from FDD filing
Analysis by FranchiseVerdict Research · Methodology
In Home Personal Services is a senior care franchise providing non-medical in-home care, companionship, and daily-living assistance. Franchisees run local agencies, recruiting caregivers and managing client care.
FranchiseVerdict summary · 2026
A In Home Personal Services franchise requires a total initial investment of $43K – $124K, including a $8K – $55K franchise fee and an ongoing 6.0% royalty[2]. The 2024 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2024 FDD issuance
Overview
- Investment
- $43K – $124K
- 3rd pct Senior Care
- Avg gross sales
- N/A
- Royalty
- 6.0%
- 41st pct Senior Care
- Units
- 14
- 42nd pct Senior Care
- SBA charge-off
- N/A
Quick verdict · Senior Care · color = vs category peers
Green = favorable by >10% vs Senior Care avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $43K – $124K including a $8K franchise fee, 6.0% ongoing royalty.
- RETURNSItem 19 discloses whole-outlet annual gross revenue (line 1 of tax returns) for 15 outlets (4 company-owned, 11 franchised) for FY2022-2025, not a per-unit average; figures range widely ($66,820 to $2,128,000 in 2024/2025) reflecting differing territory sizes and years open, so no single average figure is computed or reliable to extract as avg_gross_sales.
- RISKVerdict A (Strongest tier), verdict score 59/100 (higher is better).
- FLAGBankruptcy history disclosed in the FDD. Review Item 4 for details before proceeding.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- In Home Personal Services Development, L.L.C.
- CEO title
- President
- Michael Collura
- Incorporated in
- Illinois
- HQ
- 813 Tek Drive, Crystal Lake, IL 60114
- Auditor
- Porte Brown LLC
- Audited financials
- Franchisor revenue
- $146K
- vs $106K prior year
Overview
About
- CEO
- Michael Collura
- Headquarters
- Illinois
- Founded
- 2009
- FDD year
- 2024
- States available
- 6
Can you afford it, and what does the money buy?
Entry cost runs 68% below the typical senior care franchise.
Source: FDD 2024 · Items 5–7
Full Item 7 breakdown16 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $8K | $55K | |
| First Month Rent for Officenot refundable | $0 | $2K | |
| Deposits | $0 | $1K | |
| Leasehold Improvementsnot refundable | $0 | $2K | |
| Office Equipment and Suppliesnot refundable | $250 | $1K | |
| Furniture and Fixturesnot refundable | $0 | $1K | |
| Pre-Opening Marketingnot refundable | $3K | $8K | |
| Initial Inventory - Supplies & Marketing Materialsnot refundable | $1K | $3K | |
| Signagenot refundable | $0 | $2K | |
| Vehiclenot refundable | $0 | $3K | |
| Business Licenses and Permitsnot refundable | $2K | $3K | |
| Membership Duesnot refundable | $0 | $1K | |
| Insurancenot refundable | $2K | $4K | |
| Initial Training Program Expensesnot refundable | $2K | $2K | |
| Professional Feesnot refundable | $2K | $5K | |
| Additional Fundsnot refundable | $24K | $31K | |
| Total initial investment | $43K | $124K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $43K – $124K
- Top 40% of category vs category
- Liquid capital req'd
- $15K – $20K
- Top 40% of category vs category
- Franchise fee
- $8K – $55K
- Top 40% of category vs category
- Royalty
- 6.0%
- formula · typical 6–8%
- Ad fund
- 0.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 0.0% of gross sales |
| Transfer fee | $15K |
| Renewal fee | $15K |
| Inventory (initial) | $1K – $2K |
| Total fee load | 7.0% of rev |
What do units actually make?
Source: FDD 2024 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
In Home Personal Services did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one In Home Personal Services unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
141%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2024 FDD
Financial Performance
Item 19 discloses whole-outlet annual gross revenue (line 1 of tax returns) for 15 outlets (4 company-owned, 11 franchised) for FY2022-2025, not a per-unit average; figures range widely ($66,820 to $2,128,000 in 2024/2025) reflecting differing territory sizes and years open, so no single average figure is computed or reliable to extract as avg_gross_sales.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 7.0% (near the Senior Care average).
Disclosure
Transparency score 0/10 — minimal disclosure beyond the required average. Hard to judge the distribution of outcomes across units.
Operator retention
System expanding at 11.1% CAGR over 3 years across 14 units — operators are staying and new ones are joining.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Senior Care averages
How In Home Personal Services Compares
Is the system healthy?
Source: FDD 2024 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 14
- Opened
- 1
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 71%
- vs corporate-owned
- Net growth (3-yr)
- +11.1%
- Net unit change over 3 years
- 3-yr CAGR
- +11.1%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 1
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 3 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
A micro-franchise with undisclosed financials, pending litigation against the franchisor affiliate, going concern status, and no verifiable revenue data creates substantial investment risk despite protective territory.
Litigation (Item 3)
No litigation disclosed in Item 3.
Largest disclosed settlement: $38,010
Bankruptcy (Item 4)
Disclosed in last 7 years
Affiliate IHPS filed Chapter 11 reorganization petition June 15, 2024 (N.D. Illinois, No. 24-08842); voluntarily dismissed February 10, 2026. President Michael Collura filed Chapter 7 petition October 18, 2024 (N.D. Illinois, No. 24-15617); discharged January 21, 2025.
Audited financials (Item 21)
Yes · Porte Brown LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: Yes
Score breakdown · what drove the 59 / 100 verdict
- 01HIGHActive litigation against affiliate involving $38k+ advance and equipment breach — suggests operational/financial instability at corporate level
- 02MINORNo Item 19 financial performance disclosure (avg revenue/net income not provided) — impossible to validate ROI on $42.75k-$124k investment or 6% royalty impact
- 03HIGHGoing Concern notation indicates material doubt about franchise system's ability to continue operations
- 04MINOROnly 16 total units despite 71.4% YoY growth claim — statistically insignificant growth (likely ~9 units added); potential cherry-picked growth metric
- 05MEDHigh franchise fee ($55k) relative to low investment floor ($42.75k) with royalty on undisclosed revenue creates financial opacity
- 06MEDService-based model with no disclosed benchmarks for labor costs, customer acquisition spend, or recurring revenue sustainability
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 7.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2024 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 1 year |
| Non-compete (miles)ℹ | 100 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 15 days |
| Mandatory arbitration | Yes |
| Arbitration location | Chicago, Illinois metropolitan area |
| Jury trial waiver | No |
| Governing law | Illinois |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation disclosed in Item 3.
Items 10, 11
Training & Operations
- Classroom training
- 136 hrs
- On-the-job training
- 80 hrs
- Training location
- Franchisor's headquarters in Crystal Lake, Illinois (and virtual sessions)
- Ongoing training
- Required
- Site selection
- franchisee (with company approval)
- Franchisor financing
- Offered
- Item 10
- POS system
- Clear Care
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Clear Care
Item 20 · call current owners
Franchisee Contacts
5 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
In Home Personal Services · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a In Home Personal Services franchise?
The total investment to open a In Home Personal Services franchise ranges from $43K – $124K, with an initial franchise fee of $8K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do In Home Personal Services franchise owners earn?
In Home Personal Services does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the In Home Personal Services FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the In Home Personal Services FDD and qualifies whose outlets they describe.
What is In Home Personal Services's franchise failure rate?
SBA 7(a) loan charge-off data is not available for In Home Personal Services (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many In Home Personal Services franchise locations are there?
As of their most recent FDD filing, In Home Personal Services has 14 total units in the United States, including 10 franchised units and 4 company-owned units. 1 new units were opened in the latest reporting year.
Is In Home Personal Services a good franchise to buy?
FranchiseVerdict rates In Home Personal Services as a A-grade franchise with a verdict score of 59 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.