In Home Personal ServicesFranchise Cost, Revenue & Review 2026
Data from FDD filing
FranchiseVerdict summary · 2026
A In Home Personal Services franchise requires a total initial investment of $55K – $124K, including a $55K franchise fee and an ongoing 6.0% royalty[2]. Per the 2024 FDD, average unit revenue was $1.2M[2]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $55K – $124K
- 10th pct Senior Care
- Avg gross sales
- $1.2M
- 42nd pct Senior Care
- Royalty
- 6.0%
- 38th pct Senior Care
- Units
- 16
- 42nd pct Senior Care
- SBA default
- N/A
Quick verdict · Senior Care · color = vs category peers
Green = >15% above Senior Care avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 13.4x in gross revenue, well above the typical 1.5-2.5x range.
Franchised units fell from 12 to 4 over 3 years. Investigate why operators are leaving.
The franchisor's auditor raised doubt about continued operations. This is a serious risk signal.
Bottom line
- Total investment $55K – $124K including a $55K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $1.2M/year.
- Verdict A (Top Quintile) with a risk score of 40/100.
- Auditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- In Home Personal Services Development, L.L.C.
- Incorporated in
- IL
- HQ
- 813 Tek Drive, Crystal Lake, Illinois 60114
- Auditor
- Porte Brown LLC
- Audited financials
- Franchisor revenue
- $106K
- vs $130K prior year
- ⚠ Going-concern note
- Disclosed in FDD 2024
- Status as of 2024; may have been resolved in a later filing we don't yet have.
Overview
About
In Home Personal Services franchisees provide in-home non-medical care services (likely elder care, household assistance, or personal support services) directly to residential clients in their protected territory. Franchisees are responsible for recruiting, training, and managing service delivery staff while the franchisor provides operations support, client referrals, and back-office systems. Revenue typically comes from direct client billing with the franchisor taking 6% in royalties.
- CEO
- Michael Collura
- Headquarters
- IL
- Founded
- 2009
- FDD year
- 2024
- States available
- 5
FDD Item 7 · 2024 filing · 16 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $8K | $55K | |
| First Month Rent for Officenot refundable | $0 | $2K | |
| Deposits | $0 | $1K | |
| Leasehold Improvementsnot refundable | $0 | $2K | |
| Office Equipment and Suppliesnot refundable | $250 | $1K | |
| Furniture and Fixturesnot refundable | $0 | $1K | |
| Pre-Opening Marketingnot refundable | $3K | $8K | |
| Initial Inventory - Supplies & Marketing Materialsnot refundable | $1K | $3K | |
| Signagenot refundable | $0 | $2K | |
| Vehiclenot refundable | $0 | $3K | |
| Business Licenses and Permitsnot refundable | $2K | $3K | |
| Membership Duesnot refundable | $0 | $1K | |
| Insurancenot refundable | $2K | $4K | |
| Initial Training Program Expensesnot refundable | $2K | $2K | |
| Professional Feesnot refundable | $2K | $5K | |
| Additional Fundsnot refundable | $24K | $31K | |
| Total initial investment | $43K | $124K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$216K
18.0% margin
Unlevered ROIC
184%
EBITDA / total invested capital
Payback
7 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $55K – $124K
- Better than avg vs category
- Liquid capital req'd
- $24K – $31K
- Near category avg vs category
- Franchise fee
- $8K – $55K
- Near category avg vs category
- Royalty
- 6.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Transfer fee | $15K |
| Renewal fee | $15K |
| Total fee load | 7.0% of rev |
Financial Performance
- Avg gross sales
- $1.2M
- Per unit, per year
- Median gross sales
- N/A
- Item 19 type
- gross_sales
- Sample size
- 14 units
- vs category median 22
- Range (low → high)
- $324K→$2.1M
- Cohort dispersion (min → max)
- Transparency
- 0 / 5
- vs category median 4 / 5 · below
Compared against 70 Senior Care brands
Revenue is 13.4x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Senior Care averages
How In Home Personal Services Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 16
- Opened
- 3
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 75%
- vs corporate-owned
- Net growth (yr3)
- +71.4%
- Net unit change last year
- 3-yr CAGR
- +200.0%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 0
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 3 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
A micro-franchise with undisclosed financials, pending litigation against the franchisor affiliate, going concern status, and no verifiable revenue data creates substantial investment risk despite protective territory.
Litigation (Item 3)
Two pending cases involving affiliate In Home Personal Services, Inc.: (1) Leaf Cap. Funding, LLC v. In Home Personal Services Inc. (N.D. Ill., filed 1/30/2024) - breach of contract for unpaid leased equipment; (2) PayChex, Inc. v. In Home Personal Services Inc. (Monroe County NY, filed 2/14/2024) - failure to reimburse $38,010.86 advance.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Porte Brown LLC⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 40 / 100 rating
- 01HIGHActive litigation against affiliate involving $38k+ advance and equipment breach — suggests operational/financial instability at corporate level
- 02MINORNo Item 19 financial performance disclosure (avg revenue/net income not provided) — impossible to validate ROI on $42.75k-$124k investment or 6% royalty impact
- 03HIGHGoing Concern notation indicates material doubt about franchise system's ability to continue operations
- 04MINOROnly 16 total units despite 71.4% YoY growth claim — statistically insignificant growth (likely ~9 units added); potential cherry-picked growth metric
- 05MEDHigh franchise fee ($55k) relative to low investment floor ($42.75k) with royalty on undisclosed revenue creates financial opacity
- 06MEDService-based model with no disclosed benchmarks for labor costs, customer acquisition spend, or recurring revenue sustainability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Territory type | Zip codes or other political and geographic boundaries |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 1.5 years |
| Right of first refusalℹ | Yes |
| Termination notice | 15 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Illinois |
| Litigation count | 2 |
View Item 3 litigation summary
Two pending cases involving affiliate In Home Personal Services, Inc.: (1) Leaf Cap. Funding, LLC v. In Home Personal Services Inc. (N.D. Ill., filed 1/30/2024) - breach of contract for unpaid leased equipment; (2) PayChex, Inc. v. In Home Personal Services Inc. (Monroe County NY, filed 2/14/2024) - failure to reimburse $38,010.86 advance.
Items 10, 11
Training & Operations
- Classroom training
- 136 hrs
- On-the-job training
- 80 hrs
- Training location
- On-site and corporate
- Ongoing training
- Required
- POS system
- Clear Care
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Clear Care
Item 20 · call current owners
Franchisee Contacts
4 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
In Home Personal Services · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a In Home Personal Services franchise?
The total investment to open a In Home Personal Services franchise ranges from $55K – $124K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do In Home Personal Services franchise owners earn?
According to Item 19 of the In Home Personal Services FDD, the average gross sales per unit is $1.2M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is In Home Personal Services's franchise failure rate?
SBA 7(a) loan charge-off data is not available for In Home Personal Services (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many In Home Personal Services franchise locations are there?
As of their most recent FDD filing, In Home Personal Services has 16 total units in the United States, including 12 franchised units and 4 company-owned units. 3 new units were opened in the latest reporting year.
Is In Home Personal Services a good franchise to buy?
FranchiseVerdict rates In Home Personal Services as a A-grade franchise with a risk score of 40 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.