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FAST-FIX JEWELRY AND WATCH REPAIRS® logo
B61/100FDD 2025

Fast-Fix Jewelry And Watch Repairs® — Litigation & Risk

Home Services - Other · FDD Items 3, 4 & 5

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Moderate — Review

3 cases disclosed in FDD Items 3 and 4.

Source: FDD Items 3–5

FDD Items 3 & 4

Litigation Metrics

Cases disclosed
3
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
61 / 100
FranchiseVerdict composite
Rating
MODERATE
STRONG / MODERATE / CAUTION / AVOID

7(a) FOIA data · FY2020–present

SBA Loan Performance

Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.

Total 7(a) loans
3
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
—
Defaults
0 loans
Loans charged off or defaulted

FDD Items 5, 6 & 17 — what you give up

Contract Risk Indicators

Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Florida
State whose law governs disputes — relevant if you're not based there

What drove the 61/100 rating

Risk Score Breakdown

  1. 01MINORDeclining unit count (-4.3% YoY with 116 units suggests system contraction and potential franchisee attrition)
  2. 02HIGHThree litigation cases including $175,000 settlement for transfer/termination disputes indicating franchisee relationship problems
  3. 03MINORCalifornia regulatory citation for record-keeping failures ($32,000 penalty) raises compliance and transparency concerns
  4. 04MINORNo Item 19 (average net income) disclosure prevents validation of $553,663 average revenue claim and ROI assessment
  5. 05MINORUnprotected territory creates direct competition risk between franchisees in same market
  6. 06MINORHigh initial investment range ($114,700–$362,500) paired with declining unit growth signals poor unit economics or market saturation
  7. 07MED6% royalty on gross sales (not net) further pressures already undisclosed profitability

Severity inferred from FDD text — not a regulatory or legal classification

Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.