Fast-Fix Jewelry And Watch Repairs®
Formerly known as Jewelry Repair Center
Bottom line
- Total investment $115K – $363K including a $20K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $554K/year (median $501K).
- Rated MODERATE with a risk score of 63/100. SBA loan default rate of 0.0% across 3 loans (below the industry average).
- System contracting at -8.9% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one FAST-FIX JEWELRY AND WATCH REPAIRS® unit return on the cash you put in?
Unlevered ROIC · per unit
23%
Below typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 FAST-FIX JEWELRY AND WATCH REPAIRS® units return on equity?
Equity IRR · 5-yr
49.9%
7.57× MOIC
Year-1 DSCR
1.88×
EBITDA ÷ debt service
Equity required
$443K
on $2.2M purchase
Total debt
$1.8M
SBA $1.1M + senior + seller note
Overview
About
Fast-Fix Jewelry and Watch Repairs franchisees operate retail service centers offering jewelry repair, watch servicing, sizing, polishing, and restoration. Day-to-day operations include customer intake, diagnostics, bench work or outsourcing to repair technicians, quality control, inventory management of parts and supplies, and point-of-sale transactions. Success depends on technical expertise, customer service, local marketing, and managing labor costs in a service-based model.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 18 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchise system with litigation history, regulatory penalties, shrinking unit count, and unprotected territories presents meaningful operational and financial risks despite moderate initial investment.
Score breakdown · what drove the 63 / 100 rating
- 01MINORDeclining unit count (-4.3% YoY with 116 units suggests system contraction and potential franchisee attrition)
- 02HIGHThree litigation cases including $175,000 settlement for transfer/termination disputes indicating franchisee relationship problems
- 03MINORCalifornia regulatory citation for record-keeping failures ($32,000 penalty) raises compliance and transparency concerns
- 04MINORNo Item 19 (average net income) disclosure prevents validation of $553,663 average revenue claim and ROI assessment
- 05MINORUnprotected territory creates direct competition risk between franchisees in same market
- 06MINORHigh initial investment range ($114,700–$362,500) paired with declining unit growth signals poor unit economics or market saturation
- 07MED6% royalty on gross sales (not net) further pressures already undisclosed profitability
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
99 numbers
One-time purchase · CSV download · Validation questions included
FDD download
FAST-FIX JEWELRY AND WATCH REPAIRS® · FDD (2025) PDF