FDD Items 3 & 4 · 2024 filing
Complete Weddings + Events litigation history
What Complete Weddings + Events disclosed about lawsuits, arbitrations and bankruptcy in the 2024 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 (litigation) & 4 (bankruptcy) at a glance
What the filing discloses
- Cases disclosed
- 3
- Item 3, as counted in the filing
- Largest settlement, franchisor's own cases
- $4K
- As stated in Item 3
- Bankruptcy (Item 4)
- None
- Franchisor, parent, predecessor or officer
- Filing year
- 2024
- Disclosures cover the prior ten years
Extracted from the 2024 Franchise Disclosure Document
Item 3: litigation
Three government regulatory actions: Illinois AG (2019) fined $4,000 for unregistered franchise sales; Indiana SOS (2019) fined $1,500 for unregistered franchise sales; Minnesota DOC Consent Order (2022) fined $3,000 for unregistered franchise sales/renewals.
Item 3 (litigation) · 3 matters disclosed
Litigation cases
The franchisor
Concluded (3)
Minnesota Department of Commerce Consent Order
concludedGovernment or regulatory action · filed 2022-10-28 · Minnesota Department of Commerce · 75793/DPK
“… File No. 75793/DPK (October 28, 2022). Although we initially were registered to offer and sell franchises in Minnesota, we entered into or renewed franchise agreements in Minnesota with third parties after the franchise registration lapsed.”Page 8 of the 2024 FDD, Item 3
Outcome: “The parties entered into a Consent Order (the “Consent Order”) in October 2022 under which we agreed to pay a $3,000 penalty, offer rescission to the affected franchisees, register under the Act before offering or selling franchises in the future, and disclose the Consent Order in our Franchise Disclosure Document for a period of two years following the date of the Consent Order.”
Illinois Attorney General’s Office Action
concludedGovernment or regulatory action · filed 2019-12-11 · Illinois Attorney General · 19-VC-F009
“… File No. 19-VC-F009 (December 11, 2019). We entered into five franchise agreements in Illinois with third parties prior to 2019.”Page 7 of the 2024 FDD, Item 3
Outcome: “The parties entered into an Assurance of Voluntary Compliance in December 2019 under which the office levied a $4,000 fine and required that we provide the four current franchisees with a notice of violation and right of rescission.” (page 8)
Indiana Secretary of State Office Action
concludedGovernment or regulatory action · filed 2019-10-28 · Indiana Secretary of State, Securities Division · 19-0056 CA
“… File No. 19-0056 CA (October 28, 2019). We entered into two franchise agreements in Indiana with third parties prior to 2019.”Page 8 of the 2024 FDD, Item 3
Outcome: “The parties entered into a Consent Agreement in October 2019 under which the office levied a $1,500 fine.”
Item 3 lists the litigation the franchisor must disclose; a matter against a parent, an affiliate or a named officer is not a matter against the franchisor, and pending claims are allegations, not findings.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?