Bottom line
- Total investment $802K – $842K including a $75K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 65/100. SBA loan default rate of 0.0% across 7 loans (below the industry average).
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Comfort Dental unit return on the cash you put in?
Unlevered ROIC · per unit
18%
Below typical band (30–60%)
Overview
About
Franchisees operate dental clinics providing general dentistry services (cleanings, fillings, extractions, etc.). Day-to-day operations include patient scheduling, clinical care delivery, staff management, Medicaid/insurance billing, and maintaining regulatory compliance across varying state dental board requirements.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 5 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Comfort Dental presents elevated risk due to material litigation (corporate practice violations, billing fraud allegations), going concern status, unprotected territory, high fixed royalties without revenue disclosure, and unsubstantiated profitability claims.
Score breakdown · what drove the 65 / 100 rating
- 01HIGH11 active litigation cases including corporate practice of dentistry violations and unauthorized Medicaid billing — suggests systemic compliance issues
- 02HIGHGoing concern disclosure indicates material uncertainty about franchisor's ability to continue operations
- 03MINORHigh fixed royalty ($12,000/month = $144,000/year) with annual increases creates inflexible cost structure; no revenue disclosure makes ROI validation impossible
- 04MINORTerritory not protected — direct franchisor competition and multi-unit franchisee cannibalization risk
- 05MINOR145 units with unknown growth trajectory — no disclosure of unit count trend (declining, flat, or growing) is a major red flag
- 06MINORNet income claim ($420,092) lacks supporting Item 19 financial performance representation; unverified and potentially based on cherry-picked locations
- 07HIGHLitigation includes disputes with master franchisors — suggests franchisor relationship instability and possible territorial/operational conflicts
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
67 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Comfort Dental · FDD (2024) PDF