FDD Items 3 & 4 · 2026 filing
Bumble Roofing litigation history
What Bumble Roofing disclosed about lawsuits, arbitrations and bankruptcy in the 2026 Franchise Disclosure Document. Item 3 lists the material legal actions a franchisor must report; Item 4 covers bankruptcy. This is the franchisor's own disclosure, not a court record, and not legal advice.
Items 3 & 4 at a glance
What the filing discloses
- Cases disclosed
- 1
- Item 3, as counted in the filing
- Largest disclosed settlement
- None stated
- Bankruptcy (Item 4)
- None
- Franchisor, parent, predecessor or officer
- Filing year
- 2026
- Disclosures cover the prior ten years
Extracted from the 2026 Franchise Disclosure Document
Item 3: litigation
Endurance Brands Roofing, LLC v. Bumble Roofing Franchisor, LLC (AAA Case 01-25-0000-3477, filed Oct 14, 2025): former franchisee alleging breach of contract, fraud, and franchise law violations related to alleged misrepresentations about training/support. Franchisee terminated Oct 7, 2025. Bumble Roofing filed counterclaim and third-party claims for unpaid fees and liquidated damages. No hearing date set.
Disclosure signals that moved the score
How this shows up in the verdict
- Active litigation with fraud allegations and franchise law violations filed by former franchisee in October 2025
- Going Concern status is FALSE — indicates potential financial instability at franchisor level despite 21.2% YoY unit growth
The verdict grade is FranchiseVerdict's editorial assessment across SBA loan performance, unit growth, revenue and disclosure signals. It is not investment advice.
Before you weigh a lawsuit
How to read Item 3
A franchisor must disclose pending actions and any material civil action involving the franchise relationship, plus convictions or civil judgments for fraud, unfair or deceptive practices, or franchise-law violations, going back ten years. A case the franchisor brought against a franchisee counts too. Item 3 does not include every dispute: settled claims below the materiality line and matters resolved in private arbitration can be absent.
Questions worth asking current and former franchisees, using the contact list in Item 20:
- Were you, or anyone you know in the system, party to a dispute with the franchisor?
- Was it resolved by settlement, arbitration or a court, and on what terms?
- Has the number of disputes gone up or down since you signed?