Bumble RoofingFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Bumble Roofing franchise requires a total initial investment of $175K – $300K, including a $50K franchise fee and an ongoing 6.5% royalty[2]. Per the 2026 FDD, average unit revenue was $770K[2]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $175K – $300K
- 66th pct Home Services
- Avg gross sales
- $770K
- 26th pct Home Services
- Royalty
- 6.5%
- 26th pct Home Services
- Units
- 67
- 46th pct Home Services
- SBA default
- 0.0%
- system-wide median varies by category
Quick verdict · Home Services · color = vs category peers
Green = >15% above Home Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 3.2x in gross revenue, well above the typical 1.5-2.5x range.
Started franchising in 2023. Newer systems carry more uncertainty but may offer better territories.
Franchised units fell from 63 to 0 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $175K – $300K including a $50K franchise fee, 6.5% ongoing royalty.
- Average unit revenue of $770K/year (median $532K).
- Verdict A (Top Quintile) with a risk score of 37/100.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Bumble Roofing Franchisor, LLC
- Parent company
- Empower Brands Franchising, LLC
- Incorporated in
- DE
- HQ
- 2426 Old Brick Road, Glen Allen, VA 23060
- Auditor
- Smith + Howard PC
- Audited financials
- Franchisor revenue
- $79.5M
- vs $96.8M prior year
Overview
About
Bumble Roofing franchisees operate residential and/or commercial roofing services within protected territories. Day-to-day activities include managing roofing crews, estimating and bidding projects, coordinating installations, handling customer service, and managing local marketing under the Bumble brand. Franchisees are responsible for labor, materials, permits, and local operations while paying 6.5% of gross revenue to the franchisor.
- CEO
- Scott Zide
- Headquarters
- VA
- Founded
- 2023
- FDD year
- 2026
- States available
- 16
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $50K | $50K |
| Working capital (3–6 mo) | $55K | $55K |
| Equipment, build-out, other | $70K | $196K |
| Total initial investment | $175K | $300K |
Source: Bumble Roofing 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$89K
11.5% margin
Unlevered ROIC
30%
EBITDA / total invested capital
Payback
3.3 yrs
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $175K – $300K
- Near category avg vs category
- Liquid capital req'd
- $55K – $55K
- Below avg, review vs category
- Franchise fee
- $50K – $50K
- Better than avg vs category
- Royalty
- 6.5%
- Gross Revenue · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 7.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.5% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $345 |
| Transfer fee | $10K |
| Renewal fee | $5K |
| Total fee load | 7.5% of rev |
Financial Performance
- Avg gross sales
- $770K
- Per unit, per year
- Median gross sales
- $532K
- Item 19 type
- gross_sales
- Sample size
- 8 units
- vs category median 25 · small
- Range (low → high)
- $94K→$1.5M
- Cohort dispersion (min → max)
- Transparency
- 7 / 5
- vs category median 4 / 5 · above
Compared against 349 Home Services brands
vs Home Services averages
How Bumble Roofing Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 67
- Opened
- 18
- Last reporting year
- Closed
- 7
- Turnover rate
- 10.4%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 94%
- vs corporate-owned
- Multi-unit owners
- 1.0%
- Net growth (yr3)
- +21.2%
- Net unit change last year
3-year detail · Item 20
- Transfers (3yr)
- 0
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 2 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 2
- Loan volume
- $300K
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- N/A
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- 0
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Bumble Roofing's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 1 lenders with concentration factor
- Per-state charge-off rates across 1 states
- Startup risk premium and job creation velocity
- 1-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Bumble Roofing presents elevated risk due to active fraud litigation, undisclosed profitability metrics, franchisor going concern issues, and lack of transparent financial performance data despite mid-sized investment requirements.
Audited financials (Item 21)
Yes · Smith + Howard PC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 37 / 100 rating
- 01HIGHActive litigation with fraud allegations and franchise law violations filed by former franchisee in October 2025
- 02MEDNet income not disclosed despite $770k average revenue — inability or unwillingness to provide Item 19 financial performance represents major transparency gap
- 03HIGHGoing Concern status is FALSE — indicates potential financial instability at franchisor level despite 21.2% YoY unit growth
- 04MED6.5% royalty on $770k average revenue yields ~$50k annual royalty payment, consuming significant portion of undisclosed net profits
- 05MINORHigh initial investment ($174,998–$300,334) combined with franchise fee ($49,500) totals up to $350k+ with unproven ROI
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 7 years |
|---|---|
| Renewal term | 7 years |
| Allowed renewalsℹ | 1 |
| Territory type | Designated geographical area |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Virginia |
| Litigation count | 1 |
Items 10, 11
Training & Operations
- Classroom training
- 64 hrs
- On-the-job training
- 0 hrs
- POS system
- QuickBooks Online
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks Online
Item 20 · call current owners
Franchisee Contacts
26 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Bumble Roofing · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Bumble Roofing franchise?
The total investment to open a Bumble Roofing franchise ranges from $175K – $300K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Bumble Roofing franchise owners earn?
According to Item 19 of the Bumble Roofing FDD, the average gross sales per unit is $770K. The median is $532K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Bumble Roofing's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Bumble Roofing (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Bumble Roofing franchise locations are there?
As of their most recent FDD filing, Bumble Roofing has 67 total units in the United States, including 63 franchised units and 4 company-owned units. 18 new units were opened in the latest reporting year.
Is Bumble Roofing a good franchise to buy?
FranchiseVerdict rates Bumble Roofing as a A-grade franchise with a risk score of 37 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.