Bumble Roofing Franchise Cost, Revenue & Review 2026
- Investment
- $175K – $300K
- Disclosed sales
- $770K
- gross sales, not profit
- SBA charge-off
- Under 10 loans (2)
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Bumble Roofing is a residential and commercial roofing franchise handling repairs, replacements, and inspections. Franchisees run local operations, managing crews, estimates, and project delivery within a protected territory.
FranchiseVerdict summary · 2026
A Bumble Roofing franchise requires a total initial investment of $175K – $300K, including a $50K franchise fee and an ongoing 6.5% royalty[2]. Per the 2026 FDD, average revenue per franchisee was $770K. This franchisor reports Item 19 per franchisee rather than per outlet, so the figure is not comparable with per-outlet averages[2]. FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: low - issued within the last 12 months
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✗ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored8 of 8 headline figures on this page cite a page of the filing.
Overview
- Investment
- $175K – $300K
- 72nd pct Home Services
- Avg gross sales
- $770K
- Per franchisee, not per outletOutlet subset
- Royalty
- 6.5%
- 44th pct Home Services
- Units
- 67
- 51st pct Home Services
- SBA charge-off
- N/A
Quick verdict · Home Services · color = vs category peers
Green = favorable by >10% vs Home Services median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $175K – $300K including a $50K franchise fee, 6.5% ongoing royalty.
- RETURNSAverage revenue per franchisee of $770K/year (median $532K) (reported for a subset of outlets rather than the whole system). Averaged per franchisee, not per outlet - not comparable with per-outlet figures.
- RISKVerdict A (Strongest tier), verdict score 78/100 (higher is better).
- GROWTHPositive: net +11 franchised outlets in the latest year (18 opened, 7 closed); 1 signed but not yet open (Item 20).
- FLAG7 units terminated last reporting year (10.4% of the system). Ask existing franchisees why.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Bumble Roofing Franchisor, LLC
- Parent company
- Outdoor Living Brands Holdco, LLC
- FDD Item 1, page 8 of the 2026 FDD
- Ultimate parent
- Empower Brands Franchising, LLC
- FDD Item 1, page 8 of the 2026 FDD
- Predecessor
- La Roofing & Builder Group Inc. d/b/a Bumble Roofing
- Prior franchisor entity
- CEO title
- Contact (Item 19)
- Scott Zide
- Incorporated in
- DE
- HQ
- 2426 Old Brick Road, Glen Allen, VA 23060
- Auditor
- Smith + Howard
- Audited financials
- Franchisor revenue
- $96.8M
- vs $102.2M prior year
Same owner · FDD Item 1, page 8
10 other brands on this site name Empower Brands Franchising, LLC as parent or ultimate parent in their own FDD.
- ArchadeckB
- CANOPYB
- Conserva IrrigationA
- FRSTeamA
- JAN-PRO Cleaning & DisinfectingB
- Jan-Pro Franchise DevelopmentA
- Koala InsulationD
- Outdoor Lighting PerspectivesD
- Superior Fence & RailA
- Wallaby WindowsB
Portfolio: Empower Brands
Grouped by the owner's name as each filing prints it (this page: the 2026 FDD). Spelling variants of the same group may be listed apart; a brand is never grouped with an owner its filing does not name.
Overview
About
- CEO
- Scott Zide
- Headquarters
- VA
- Founded
- 2023
- FDD year
- 2026
- States available
- 15
Can you afford it, and what does the money buy?
Entry cost runs 41% above the typical home services franchise.
Source: FDD 2026 · Items 5–7
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $50K | $50K |
| Working capital (3–6 mo) | $55K | $55K |
| Equipment, build-out, other | $70K | $196K |
| Total initial investment | $175K | $300K |
Source: Bumble Roofing 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $175K – $300K
- Bottom third — review vs category
- Liquid capital req'd
- $55K – $55K
- Bottom third — review vs category
- Franchise fee
- $50K – $50K
- Middle of category vs category
- Royalty
- 6.5%
- Tiered by sales volume · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 7.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.5% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $345 |
| Training fee | $250 |
| Transfer fee | $10K |
| Renewal fee | $5K |
| Total fee load | 7.5% of rev |
What do units actually make?
Average unit sales run 31% above the home services norm.
Averaged per franchisee, not per outlet - not comparable with per-outlet figures
Reported for a subset of outlets rather than the whole system
Source: FDD 2026 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for Bumble Roofing until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$293K
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one Bumble Roofing unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2026 FDD
Financial Performance
Averaged per franchisee, not per outlet - not comparable with per-outlet figures
Reported for a subset of outlets rather than the whole system
- Avg gross sales
- $770K
- Per franchisee, per year — not per outlet
- Median gross sales
- $532K
- Per franchisee, not per outlet
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- gross sales and revenue with expenses
- Sample size
- 8 franchisees
- vs category median 32 · small
- Range (low → high)
- $94K→$1.5MCited, not corroborated — printed on page 47 of the 2026 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2025
- Fiscal year the figures cover
- Source filing
- FDD 2026
- Disclosed in the 2026 filing, covering 2025
- Transparency
- 7 / 10
- vs category median 4 / 10 · above
Compared against 319 Home Services brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
The average franchisee generates $770K/year in gross sales. Median is $532K — top performers pull the average up, so a typical unit earns less. Reported for a subset of outlets rather than the whole system.
Fee burden
Total ongoing fee load of 7.5% (near the Home Services median).
Disclosure
Transparency score 7/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
Net unit growth of +21.2% over 3 years (18 opened, 7 closed).
Multi-unit rate
Only 1% of franchisees own multiple units. Could indicate challenging economics or a young system where operators haven't had time to expand.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Home Services medians
How Bumble Roofing Compares
Per franchisee, not per outlet - the category median is per-outlet only, so no comparison is shown
Category median of published Home Services brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2026 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 67
- Opened
- 18
- Last reporting year
- Closed
- 7
- Terminated
- 7
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 10.4%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 94%
- vs corporate-owned
- Multi-unit owners
- 1.0%
- Net growth (3-yr)
- +21.2%
- Net unit change over 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 7
- Not renewed
- 0
- Transferred
- 0
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 1
- 0.01 per open outlet · Item 20 Table 5
- Projected new
- 0
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 17 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Where the owners are · Item 20 owner list
25 current owners across 17 states.
- TX 4
- CA 2
- FL 2
- NJ 2
- NY 2
- VA 2
- AL 1
- CO 1
- CT 1
- GA 1
- ID 1
- IN 1
- +5 more states
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
Fast growth in a small system. Newer franchisors expanding quickly may not yet have the support infrastructure of larger systems.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA loan disclosures. This brand has only 2 7(a) loans on file; statistical reliability is limited below 10 loans.
- Total loans
- 2
- Loan volume
- $300K
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- Under 10 loans (2)
- Insufficient SBA coverage: 2 loans, rate hidden below 10
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- Under 10 loans (2)
- 5-yr charge-off
- Under 10 loans (2)
- Loans approved 2021+
- Active lenders
- 1
- Defaults
- N/A
Explore lender portfolios on Bank Reports or regional data on State Reports.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: the franchisor is a named party (defendant).
Endurance Brands Roofing, LLC v. Bumble Roofing Franchisor, LLC (AAA Case 01-25-0000-3477, filed Oct 14, 2025): former franchisee alleging breach of contract, fraud, and franchise law violations related to alleged misrepresentations about training/support. Franchisee terminated Oct 7, 2025. Bumble Roofing filed counterclaim and third-party claims for unpaid fees and liquidated damages. No hearing date set.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Smith + Howard
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Financials are the audited consolidated statements of Outdoor Living Brands Holdco, LLC (the franchisor's guarantor/affiliate), fiscal years ended September 30, 2025, 2024, and 2023. The franchisor Bumble Roofing Franchisor, LLC does not have standalone audited statements; OLB Holdco unconditionally guarantees franchisor obligations. FY2025 total revenue was $96,780,084 (down from $102,246,523 in FY2024). Revenue includes fencing/rail, franchise royalties and fees, product sales, roofing, window/door, franchise fees, ancillary, and advertising fund contributions across all Empower/Outdoor Living brands.
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 78 / 100 verdict
- 01HIGHActive litigation with fraud allegations and franchise law violations filed by former franchisee in October 2025
- 02MEDNet income not disclosed despite $770k average revenue — inability or unwillingness to provide Item 19 financial performance represents major transparency gap
- 03MED6.5% royalty on $770k average revenue yields ~$50k annual royalty payment, consuming significant portion of undisclosed net profits
- 04MINORHigh initial investment ($174,998–$300,334) combined with franchise fee ($49,500) totals up to $350k+ with unproven ROI
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 7.5% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2026 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 7 years |
|---|---|
| Renewal term | 7 years |
| Allowed renewalsℹ | 1 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory population | 100,000 |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | Virginia |
| Jury trial waiver | Yes |
| Governing law | VA |
| Litigation count | 1 |
View Item 3 litigation summary
Endurance Brands Roofing, LLC v. Bumble Roofing Franchisor, LLC (AAA Case 01-25-0000-3477, filed Oct 14, 2025): former franchisee alleging breach of contract, fraud, and franchise law violations related to alleged misrepresentations about training/support. Franchisee terminated Oct 7, 2025. Bumble Roofing filed counterclaim and third-party claims for unpaid fees and liquidated damages. No hearing date set.
Items 10, 11
Training & Operations
- Classroom training
- 64 hrs
- On-the-job training
- 0 hrs
- Training location
- California, Virginia, or another location franchisor designates
- Ongoing training
- Required
- Time to open
- 2 mo
- From signing to launch
- Site selection
- Franchisee selects (lease space or home office with dedicated office space)
- Franchisor financing
- Offered
- Item 10
- POS system
- QuickBooks Online
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks Online
Item 20 · call current owners
Franchisee Contacts
25 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Bumble Roofing franchise?
The total investment to open a Bumble Roofing franchise ranges from $175K – $300K, with an initial franchise fee of $50K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Bumble Roofing franchise owners earn?
According to Item 19 of the Bumble Roofing FDD, the average gross sales per unit is $770K. The median is $532K. Important context: Averaged per franchisee, not per outlet - not comparable with per-outlet figures; Reported for a subset of outlets rather than the whole system. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns Bumble Roofing?
Bumble Roofing is franchised by Bumble Roofing Franchisor, LLC. Its parent company is Outdoor Living Brands Holdco, LLC. The ultimate parent named in the FDD is Empower Brands Franchising, LLC. Source: FDD Item 1, 2026 filing.
What is Item 19 in the Bumble Roofing FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Bumble Roofing FDD and qualifies whose outlets they describe.
What is Bumble Roofing's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Bumble Roofing (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Bumble Roofing franchise locations are there?
As of their most recent FDD filing, Bumble Roofing has 67 total units in the United States, including 63 franchised units and 4 company-owned units. 18 new units were opened in the latest reporting year.
Is Bumble Roofing a good franchise to buy?
FranchiseVerdict rates Bumble Roofing as a A-grade franchise with a verdict score of 78 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.