A41/100FDD 2025
A Place At Home — Litigation & Risk
Health & Wellness - Senior Care · FDD Items 3, 4 & 5
Moderate — Review
1 case disclosed in FDD Items 3 and 4.
Source: FDD Items 3–5
FDD Items 3 & 4
Litigation Metrics
Cases disclosed
1
Total from FDD Items 3 and 4
Bankruptcy (Item 4)
—
Franchisor or officer bankruptcy
Overall risk score
41 / 100
FranchiseVerdict composite
Rating
STRONG
STRONG / MODERATE / CAUTION / AVOID
7(a) FOIA data · FY2020–present
SBA Loan Performance
Aggregated from public SBA 7(a) loan disclosures. Default rate is the share of loans that were charged off or settled for less than the full balance.
Total 7(a) loans
15
Government-backed loans issued
Default rate
0.0%
vs <3% typical · system-wide
5-yr default rate
0.0%
Defaults
0 loans
Loans charged off or defaulted
Total loan volume
$2.6M
Avg loan size
$176K
Participating lenders
7
FDD Items 5, 6 & 17 — what you give up
Contract Risk Indicators
Mandatory arbitration
Required
Disputes resolved outside court — limits your legal options
Jury trial waiver
Waived
You give up the right to a jury trial
Non-compete
2 yrs
Post-termination restriction on similar businesses
Franchisor can compete
Yes
Franchisor can open competing locations in or near your territory
Right of first refusal
Yes
Franchisor can match any purchase offer when you try to sell
Governing law
Nebraska
State whose law governs disputes — relevant if you're not based there
What drove the 41/100 rating
Risk Score Breakdown
- 01MEDNo disclosed net income data despite $999k average revenue — inability or unwillingness to show profitability is concerning for ROI assessment
- 02HIGHRecent high-profile litigation (August 2024) involving breach of 8 franchise agreements and non-compete violations signals potential franchisor-franchisee relationship problems
- 03MINORModest unit growth of 12.5% YoY with only 37 total units suggests a small, fragile system vulnerable to market downturns
- 04HIGHGoing concern status is FALSE — indicates potential financial instability at the corporate level, raising questions about franchisor support and longevity
- 05MINORRoyalty structure with undefined 'Monthly Minimum Fee' component lacks transparency and could create unexpected profit drains
- 06MEDHigh franchise fee ($49,500) relative to system size and growth rate creates significant upfront risk with limited brand recognition
Severity inferred from FDD text — not a regulatory or legal classification
Litigation data from FDD Items 3, 4, and 5. SBA data from public 7(a) FOIA records (FY2020–present). Not legal advice — consult a franchise attorney before signing any franchise agreement.