![John Marshall Bank logo](https://cdn.brandfetch.io/johnmarshallbank.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
John Marshall Bank
CRITICAL risk
- Total loans
- 12
- Loan volume
- $9.1M
- Avg loan size
- $760K
- Default rate
- 100.0%
- vs 15.4% national avg
Defaults
1
Avg interest
10.34%
Franchises funded
8
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Gameday Men's Health/Gameday | 3 | $870K | — |
| Paris Baguette | 3 | $5.2M | — |
| Foster's Grille | 1 | $475K | 100.0% |
| NerdsToGo | 1 | $150K | — |
| Bruster's Real Ice Cream | 1 | $605K | — |
| Cinnabon | 1 | $455K | — |
| Jet's Pizza | 1 | $968K | — |
| The UPS Store (f/k/a Mail Box | 1 | $405K | — |
Lending volume by year
1'08
3'23
3'24
5'25
Geographic exposure
12100.0%
Portfolio summary
Total funded$9.1M
Defaults1 of 12
Risk tierCRITICAL
Avg rate10.34%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).