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SBA 7(a) franchise lending portfolio
BankNewport
AVERAGE risk
- Total loans
- 10
- Loan volume
- $993K
- Avg loan size
- $99K
- Default rate
- 12.5%
- vs 15.4% national avg
Defaults
1
Avg interest
7.24%
Franchises funded
9
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Walt's Roast Beef | 2 | $344K | 0.0% |
| Moto Photo | 1 | $115K | 100.0% |
| Glass Doctor | 1 | $75K | 0.0% |
| Travelodge | 1 | $100K | 0.0% |
| Subway Sandwich Shop | 1 | $110K | 0.0% |
| Domino's Pizza | 1 | $150K | 0.0% |
| Fibrenew | 1 | $15K | — |
| 7-Eleven, Inc - Individual Sto | 1 | $40K | — |
| Signarama | 1 | $44K | 0.0% |
Lending volume by year
1'96
1'07
1'12
1'13
1'14
2'15
1'20
1'24
1'25
Geographic exposure
1012.5%
Portfolio summary
Total funded$993K
Defaults1 of 10
Risk tierAVERAGE
Avg rate7.24%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).