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SBA 7(a) franchise lending portfolio
Arrow Bank National Association
EXCELLENT risk
- Total loans
- 12
- Loan volume
- $3.2M
- Avg loan size
- $270K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.40%
Franchises funded
8
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Sonic Drive-In | 3 | $1.4M | 0.0% |
| Subway Sandwich Shop | 2 | $234K | 0.0% |
| Domino's | 2 | $561K | — |
| Best Western Inn | 1 | $700K | 0.0% |
| Agway | 1 | $35K | 0.0% |
| Domino's Pizza | 1 | $50K | 0.0% |
| The UPS Store | 1 | $90K | 0.0% |
| Anytime Fitness | 1 | $180K | — |
Lending volume by year
1'98
1'01
1'04
1'07
1'13
4'16
1'19
1'20
1'23
Geographic exposure
120.0%
Portfolio summary
Total funded$3.2M
Defaults0 of 12
Risk tierEXCELLENT
Avg rate5.40%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).