FranchiseVerdict
ANZ Guam Inc logo

SBA 7(a) franchise lending portfolio

ANZ Guam Inc

EXCELLENT risk
Total loans
13
Loan volume
$691K
Avg loan size
$53K
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

5.75%

Franchises funded

9

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Thrifty Rent-A-Car3$237K0.0%
Golf U.s.a. (retail Golf Equip2$125K0.0%
Mathnasium Learning Center2$50K0.0%
Gloria Jean's Coffee Bean1$46K0.0%
Charley's Grilled Subs1$60K0.0%
Avis Rent-A-Car1$109K0.0%
Rent-A-Wreck (car Rental)1$15K0.0%
National Car Rental1$19K0.0%
Gmask1$30K0.0%

Lending volume by year

2
'01
3
'02
2
'03
1
'04
2
'05
1
'07
2
'11

Geographic exposure

130.0%

Portfolio summary

Total funded$691K
Defaults0 of 13
Risk tierEXCELLENT
Avg rate5.75%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).