SBA 7(a) franchise lending portfolio
ANZ Guam Inc
EXCELLENT risk
- Total loans
- 13
- Loan volume
- $691K
- Avg loan size
- $53K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.75%
Franchises funded
9
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Thrifty Rent-A-Car | 3 | $237K | 0.0% |
| Golf U.s.a. (retail Golf Equip | 2 | $125K | 0.0% |
| Mathnasium Learning Center | 2 | $50K | 0.0% |
| Gloria Jean's Coffee Bean | 1 | $46K | 0.0% |
| Charley's Grilled Subs | 1 | $60K | 0.0% |
| Avis Rent-A-Car | 1 | $109K | 0.0% |
| Rent-A-Wreck (car Rental) | 1 | $15K | 0.0% |
| National Car Rental | 1 | $19K | 0.0% |
| Gmask | 1 | $30K | 0.0% |
Lending volume by year
2'01
3'02
2'03
1'04
2'05
1'07
2'11
Geographic exposure
130.0%
Portfolio summary
Total funded$691K
Defaults0 of 13
Risk tierEXCELLENT
Avg rate5.75%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).