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SBA 7(a) franchise lending portfolio
ANB Bank
EXCELLENT risk
- Total loans
- 18
- Loan volume
- $3.5M
- Avg loan size
- $196K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.00%
Franchises funded
14
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Quiznos | 3 | $394K | 0.0% |
| Baskin-Robbins 31 Ice Cream | 2 | $244K | 0.0% |
| Dollar Discount Stores | 2 | $220K | 0.0% |
| Arby's | 1 | $500K | 0.0% |
| Egg & I Restaurant (the) | 1 | $204K | 0.0% |
| Eileen's Colossal Cookies | 1 | $68K | 0.0% |
| Filtafry | 1 | $50K | 0.0% |
| Dairy Queen | 1 | $215K | 0.0% |
| Kentucky Fried Chicken | 1 | $425K | 0.0% |
| Papa Murphy's Take & Bake Pizz | 1 | $150K | 0.0% |
| Smoothie King (health Food Sto | 1 | $127K | 0.0% |
| Island Ink-Jet Systems, Inc. | 1 | $70K | 0.0% |
| Taco John's | 1 | $746K | 0.0% |
| UPS Store | 1 | $117K | 0.0% |
Lending volume by year
1'92
1'94
1'95
1'96
1'98
2'99
1'01
2'03
2'04
1'05
2'06
1'07
1'08
1'09
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).