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SBA 7(a) franchise lending portfolio
Access Bank
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $2.2M
- Avg loan size
- $224K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.72%
Franchises funded
9
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Style Encore | 2 | $275K | 0.0% |
| Sam & Louie's New York Pizza | 1 | $130K | 0.0% |
| Curves For Women | 1 | $30K | 0.0% |
| Educational Outfitters Franchi | 1 | $160K | 0.0% |
| Which Wich | 1 | $300K | 0.0% |
| Subway Sandwich Shop | 1 | $168K | 0.0% |
| Speedpro Imaging | 1 | $225K | 0.0% |
| Dairy Queen | 1 | $800K | — |
| Dickey's Barbecue Pit | 1 | $150K | 0.0% |
Lending volume by year
1'01
1'05
1'09
3'10
2'14
2'15
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).