![Submarina California Subs logo](https://cdn.brandfetch.io/submarina.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
B#2,777 of 5,063
37
Risk
B63/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
Small sample: only 8 SBA loans on file. Ratings based on fewer than 10 loans carry higher uncertainty. The letter grade should be treated as directional, not definitive.
SBA loans
8
Loan volume
$1.4M
Default rate
12.5%
vs <3% typical
Avg loan
$175K
Lenders
7
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures. This brand has only 8 loans on file; statistical reliability is limited below 10 loans.
Total loans
8
Loan volume
$1.4M
Median loan
$150K
50th percentile
Default rate
12.5%
vs <3% typical · system-wide
Repayment rate (PIF)
87.5%
5-yr default
0.0%
Loans approved 2021+
Active lenders
7
Defaults
1
Explore lender portfolios on Bank Reports or regional data on State Reports.
FranchiseVerdict rating · based on SBA data
Risk & Legal
63
Risk · 0-100
B46Risk score 63
Very low confidence±16 pts
4779