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SBA 7(a) franchise lending portfolio
The National Bank of Indianapolis
GOOD risk
- Total loans
- 12
- Loan volume
- $1.4M
- Avg loan size
- $116K
- Default rate
- 8.3%
- vs 15.4% national avg
Defaults
1
Avg interest
5.54%
Franchises funded
10
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Fantastic Sam's | 2 | $220K | 0.0% |
| College Nannies & Tutors | 2 | $145K | 0.0% |
| Bounceu | 1 | $25K | 100.0% |
| Servpro | 1 | $50K | 0.0% |
| Dairy Queen | 1 | $252K | 0.0% |
| Papa John's Pizza | 1 | $220K | 0.0% |
| Field Of Dreams | 1 | $150K | 0.0% |
| General Nutrition Center | 1 | $170K | 0.0% |
| Postal Instant Press | 1 | $50K | 0.0% |
| Pip Printing | 1 | $115K | 0.0% |
Lending volume by year
1'00
2'02
3'03
1'09
3'11
2'17
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).