BI
SBA 7(a) franchise lending portfolio
Brightbridge, Inc.
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $2.4M
- Avg loan size
- $217K
- Charge-off rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
8.91%
Franchises funded
11
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| National Tenant Network | 1 | $112K | N/A |
| Hemline | 1 | $100K | 0.0% (low risk) |
| The Honeybaked Ham Co. And Caf | 1 | $189K | N/A |
| Mathnasium Learning Centers | 1 | $176K | 0.0% (low risk) |
| AR Workshop | 1 | $99K | 0.0% (low risk) |
| Play It Again Sports | 1 | $322K | N/A |
| The Back Nine | 1 | $271K | N/A |
| Nature's Table Cafe | 1 | $347K | N/A |
| Fleet Feet Sports | 1 | $242K | N/A |
| Property Management Inc. | 1 | $250K | N/A |
| Nutrition Faktory - License Ag | 1 | $282K | N/A |
Lending volume by year
1'15
2'17
1'18
1'19
1'21
2'22
2'23
1'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).
Frequently asked questions
- How many SBA 7(a) franchise loans has Brightbridge, Inc. originated?
- 11 loans totaling $2.4M. The portfolio carries a 0.0% charge-off rate, earning a “EXCELLENT” risk rating.
- What is the charge-off rate and why does it matter?
- Charge-off rate = charge-offs / (charge-offs + paid-in-full). For SBA 7(a) franchise lending, the national average runs 5–8%. Portfolios materially above that signal either riskier franchise selection or weaker underwriting.
- Where does this lending data come from?
- SBA 7(a) loan records released under the Freedom of Information Act. Each record carries approval date, amount, lender, business type, NAICS code, location, and outcome. See methodology.
- Which franchise brands does Brightbridge, Inc. fund the most?
- The “Top franchise exposures” table above lists the brands Brightbridge, Inc. has the largest concentration in. Click any brand to see its full FDD-disclosed financials, growth trajectory, and SBA loan performance across all lenders.