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SBA 7(a) franchise lending portfolio
4Front Credit Union
EXCELLENT risk
- Total loans
- 14
- Loan volume
- $3.6M
- Avg loan size
- $255K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.19%
Franchises funded
11
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Biggby Coffee | 2 | $161K | 0.0% |
| Sears Appliance & Hardware Sto | 2 | $120K | 0.0% |
| Jet's Pizza | 2 | $630K | 0.0% |
| Curves For Women | 1 | $95K | 0.0% |
| Peddler Steak House & Lounge | 1 | $284K | 0.0% |
| Hungry Howie's | 1 | $264K | 0.0% |
| Thrifty Rent-A-Car | 1 | $100K | 0.0% |
| Rent-A-Wreck (car Rental) | 1 | $75K | 0.0% |
| Century 21 | 1 | $205K | 0.0% |
| Guido's Premium Pizza | 1 | $495K | — |
| Launch Trampoline Park | 1 | $1.1M | — |
Lending volume by year
1'03
1'04
1'07
2'09
2'13
3'16
2'20
1'21
1'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).