Bottom line
- Total investment $216K – $840K including a $25K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $17K/year (median $15K).
- Rated STRONG with a risk score of 51/100. SBA loan default rate of 0.0% across 11 loans (below the industry average).
- System growing at 22.2% CAGR over 3 years with 63 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Cottage Inn Pizza unit return on the cash you put in?
Unlevered ROIC · per unit
0%
Below typical band (30–60%)
Overview
About
Franchisees operate neighborhood-style pizza restaurants, managing dine-in, carryout, and delivery operations. Day-to-day duties include food preparation, staff management, inventory control, and local marketing. The model targets suburban and small-market communities with a casual dining or quick-service hybrid approach.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 3 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Cottage Inn Pizza presents moderate-to-cautious risk due to lack of profitability disclosure, thin revenue base, slow growth trajectory, and inconsistent cost structure that limits visibility into realistic franchisee returns.
Score breakdown · what drove the 51 / 100 rating
- 01MEDNet income not disclosed in FDD Item 19 — impossible to validate profit claims or ROI timeline
- 02MINORWide investment range ($216K–$840K) suggests inconsistent unit economics or hidden costs
- 03MEDModest unit growth (10% YoY) with only 63 locations indicates slow expansion and limited brand momentum
- 04MINORAverage weekly revenue of $16,843 translates to ~$876K annually — relatively thin margins for pizza franchise model
- 05HIGHNo 'going concern' qualifier absent suggests potential financial stress or undisclosed franchisor challenges
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
67 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Cottage Inn Pizza · FDD (2025) PDF