Club Z! In-Home Tutoring
Formerly known as Club Z! Tutoring
Bottom line
- Total investment $41K – $57K including a $27K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 56/100. SBA loan default rate of 0.0% across 41 loans (below the industry average).
- System contracting at -10.9% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Club Z! In-Home Tutoring unit return on the cash you put in?
Unlevered ROIC · per unit
194%
Above typical band (30–60%)
Overview
About
Club Z! franchisees operate in-home one-on-one tutoring services for K-12 students, handling direct student recruitment, scheduling, tutor hiring/management, and lesson delivery across a protected territory. Daily operations involve managing tutor assignments, parent communications, student progress tracking, and local marketing to maintain and grow a student base while paying tiered royalties based on gross revenue.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 11 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Declining franchise system with undisclosed financial performance, high fixed royalty costs, and lack of transparency on earnings potential creates elevated risk for franchisees.
Score breakdown · what drove the 56 / 100 rating
- 01MINORUnit count declining 5.5% YoY (328 units) signals system contraction and potential market saturation or franchisee struggles
- 02MINORNo average revenue or net income disclosure (Item 19) prevents ROI validation and suggests franchisor may lack compelling financial data
- 03MINORRoyalty floor of $550/month minimum creates fixed cost burden even during low-revenue months, pressuring marginal operators
- 04MINORHigh startup cost range ($40,975-$57,425) with zero franchise fee indicates franchisor prioritizes equipment/training fees over transparency
- 05MINORIn-home tutoring is labor-intensive with high customer acquisition costs and volatile student retention; no performance benchmarks provided
- 06MINOR7-year term with protected territory provides minimal flexibility if market conditions or franchisee circumstances change within contract
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
51 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Club Z! In-Home Tutoring · FDD (2025) PDF