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SBA 7(a) franchise lending portfolio
United Prairie Bank
EXCELLENT risk
- Total loans
- 19
- Loan volume
- $4.6M
- Avg loan size
- $240K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
4.98%
Franchises funded
14
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Arco (BP) Contract Dealer Gaso | 4 | $1.8M | 0.0% |
| Pizza Ranch | 2 | $156K | 0.0% |
| CHS., Inc. (Cenex) Branded Pet | 2 | $301K | 0.0% |
| NAPA Auto Parts | 1 | $195K | 0.0% |
| Quiznos | 1 | $120K | 0.0% |
| Jimmy's Pizza | 1 | $145K | — |
| Domino's Pizza | 1 | $93K | 0.0% |
| Subway Sandwich Shop | 1 | $150K | 0.0% |
| ServiceMaster | 1 | $84K | 0.0% |
| Servicemaster | 1 | $162K | 0.0% |
| Temporary Franchises | 1 | $120K | 0.0% |
| Servicemaster Clean | 1 | $350K | 0.0% |
| Great Clips | 1 | $250K | — |
| Dunkin' Donuts | 1 | $650K | — |
Lending volume by year
1'92
1'02
1'07
2'10
1'12
1'13
1'14
2'15
1'19
8'21
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).