FranchiseVerdict
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SBA 7(a) franchise lending portfolio

Susser Bank

EXCELLENT risk
Total loans
20
Loan volume
$22.0M
Avg loan size
$1.1M
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

6.56%

Franchises funded

16

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Kids 'r' Kids2$3.7M0.0%
Taco Casa2$2.5M0.0%
Urban Air Adventure Park2$5.5M0.0%
Taco Casa2$506K
Sweetfrog1$363K0.0%
Costa Vida Fresh Mexican Grill1$667K0.0%
Which Wich1$845K0.0%
Mellow Mushroom1$3.4M0.0%
Huddle House1$510K0.0%
Sunny Street Café (f/K/A Rise1$636K0.0%
Comet Cleaners and Laundry1$267K0.0%
Adventure Kids Playcare1$325K0.0%
Jimmy John's1$346K0.0%
Surge Park Adventure - License1$1.5M0.0%
Nothing Bundt Cakes1$807K
Hotworx1$215K0.0%

Lending volume by year

1
'13
2
'14
2
'15
2
'16
2
'17
2
'18
4
'19
3
'20
1
'22
1
'24

Geographic exposure

150.0%
10.0%

Portfolio summary

Total funded$22.0M
Defaults0 of 20
Risk tierEXCELLENT
Avg rate6.56%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).