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SBA 7(a) franchise lending portfolio
MUFG Union Bank, National Association
CRITICAL risk
- Total loans
- 10
- Loan volume
- $923K
- Avg loan size
- $92K
- Default rate
- 20.0%
- vs 15.4% national avg
Defaults
2
Avg interest
—
Franchises funded
10
Risk rating
CRITICAL
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Culligan Soft Water Service | 1 | $75K | 0.0% |
| Baskin-Robbins 31 Ice Cream | 1 | $100K | 100.0% |
| Play It Again Sports (retail S | 1 | $60K | 0.0% |
| Once Upon A Child | 1 | $60K | 0.0% |
| Taco Maker | 1 | $78K | 0.0% |
| Texaco Express Lube & Star Lub | 1 | $45K | 0.0% |
| Post Net | 1 | $100K | 100.0% |
| Cold Stone Creamery, Inc. | 1 | $180K | 0.0% |
| Sign-A-Rama | 1 | $150K | 0.0% |
| Stained Glass Overlay, Inc. | 1 | $75K | 0.0% |
Lending volume by year
1'93
3'95
3'97
1'00
1'01
1'02
Geographic exposure
Portfolio summary
Total funded$923K
Defaults2 of 10
Risk tierCRITICAL
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).