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SBA 7(a) franchise lending portfolio
Montgomery Bank
EXCELLENT risk
- Total loans
- 14
- Loan volume
- $1.1M
- Avg loan size
- $75K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.00%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Minuteman Press | 4 | $222K | 0.0% |
| Domino's Pizza | 2 | $100K | 0.0% |
| Rosati's Pizza | 1 | $77K | 0.0% |
| Mail Boxes Etc. Usa | 1 | $10K | 0.0% |
| Travel Agents International | 1 | $65K | 0.0% |
| Maui Wowi | 1 | $150K | 0.0% |
| Massage Envy | 1 | $177K | 0.0% |
| Buffalo Wild Wings (f/K/A Bw-3 | 1 | $80K | 0.0% |
| Fantastic Sam's | 1 | $105K | 0.0% |
| Edible Arrangements | 1 | $65K | 0.0% |
Lending volume by year
1'93
2'95
1'96
1'97
1'02
2'03
3'04
1'05
1'07
1'12
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).