SBA 7(a) franchise lending portfolio
Lendistry SBLC, LLC
GOOD risk
- Total loans
- 83
- Loan volume
- $20.7M
- Avg loan size
- $249K
- Default rate
- 9.5%
- vs 15.4% national avg
Defaults
2
Avg interest
11.49%
Franchises funded
70
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| The UPS Store (f/k/a Mail Box | 5 | $1.3M | 0.0% |
| Subway | 3 | $388K | 0.0% |
| Farmers Insurance Agent Appoin | 3 | $258K | 0.0% |
| Meineke Car Care Center | 2 | $379K | 0.0% |
| F45 Training | 2 | $500K | 0.0% |
| Burgerim | 2 | $500K | 0.0% |
| CertaPro Painters | 2 | $190K | 0.0% |
| The Camp Transformation Center | 2 | $315K | — |
| Big O Tires | 1 | $250K | 0.0% |
| Papa John's | 1 | $250K | 0.0% |
| BlueFrog Plumbing + Drain | 1 | $226K | 0.0% |
| the COOP | 1 | $120K | 100.0% |
| Re/Max | 1 | $80K | 0.0% |
| Waters Edge Wineries | 1 | $250K | 100.0% |
| Quality Inn by Choice Hotels / | 1 | $1.8M | 0.0% |
| Camp Run-A-Mutt | 1 | $250K | 0.0% |
| YogaSix | 1 | $627K | — |
| Preferred Care at Home | 1 | $300K | — |
| Chocolate Bash | 1 | $169K | — |
| Gecko Hospitality | 1 | $52K | — |
Lending volume by year
10'18
5'19
2'20
11'23
14'24
32'25
9'26
Geographic exposure
3911.1%
9—
5—
40.0%
3—
2—
2—
20.0%
Portfolio summary
Total funded$20.7M
Defaults2 of 83
Risk tierGOOD
Avg rate11.49%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).