FranchiseVerdict
Lendistry SBLC, LLC logo

SBA 7(a) franchise lending portfolio

Lendistry SBLC, LLC

GOOD risk
Total loans
83
Loan volume
$20.7M
Avg loan size
$249K
Default rate
9.5%
vs 15.4% national avg

Defaults

2

Avg interest

11.49%

Franchises funded

70

Risk rating

GOOD

Top franchise exposures

FranchiseLoansVolumeDefault %
The UPS Store  (f/k/a Mail Box5$1.3M0.0%
Subway3$388K0.0%
Farmers Insurance Agent Appoin3$258K0.0%
Meineke Car Care Center2$379K0.0%
F45 Training2$500K0.0%
Burgerim2$500K0.0%
CertaPro Painters2$190K0.0%
The Camp Transformation Center2$315K
Big O Tires1$250K0.0%
Papa John's1$250K0.0%
BlueFrog Plumbing + Drain1$226K0.0%
the COOP1$120K100.0%
Re/Max1$80K0.0%
Waters Edge Wineries1$250K100.0%
Quality Inn by Choice Hotels /1$1.8M0.0%
Camp Run-A-Mutt1$250K0.0%
YogaSix1$627K
Preferred Care at Home1$300K
Chocolate Bash1$169K
Gecko Hospitality1$52K

Lending volume by year

10
'18
5
'19
2
'20
11
'23
14
'24
32
'25
9
'26

Geographic exposure

Portfolio summary

Total funded$20.7M
Defaults2 of 83
Risk tierGOOD
Avg rate11.49%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).