LS
SBA 7(a) franchise lending portfolio
Lendistry SBLC, LLC
Risk rating: Good
- Total loans
- 83
- Loan volume
- $20.7M
- Avg loan size
- $249K
- Charge-off rate
- 9.5%
- vs 16.0% national
Charged off
2
Avg interest
11.49%
Franchises funded
70
Risk rating
Good
Top franchise exposures
| Franchise | Loans | Volume | Charge-off % |
|---|---|---|---|
| The UPS Store (f/k/a Mail Box | 5 | $1.3M | N/A |
| Subway | 3 | $388K | N/A |
| Farmers Insurance Agent Appoin | 3 | $258K | N/A |
| Meineke Car Care Center | 2 | $379K | N/A |
| F45 Training | 2 | $500K | N/A |
| Burgerim | 2 | $500K | N/A |
| CertaPro Painters | 2 | $190K | N/A |
| The Camp Transformation Center | 2 | $315K | N/A |
| Big O Tires | 1 | $250K | N/A |
| Papa John's | 1 | $250K | N/A |
| BlueFrog Plumbing + Drain | 1 | $226K | N/A |
| the COOP | 1 | $120K | N/A |
| Re/Max | 1 | $80K | N/A |
| Waters Edge Wineries | 1 | $250K | N/A |
| Quality Inn by Choice Hotels / | 1 | $1.8M | N/A |
| Camp Run-A-Mutt | 1 | $250K | N/A |
| YogaSix | 1 | $627K | N/A |
| Preferred Care at Home | 1 | $300K | N/A |
| Chocolate Bash | 1 | $169K | N/A |
| Gecko Hospitality | 1 | $52K | N/A |
Lending volume by year
Show the numbers by year
| Fiscal year | Loans |
|---|---|
| FY2018 | 10 |
| FY2019 | 5 |
| FY2020 | 2 |
| FY2023 | 11 |
| FY2024 | 14 |
| FY2025 | 32 |
| FY2026 | 9 |
Geographic exposure
3911.1% (average)
9N/A
5N/A
4N/A
4N/A
3N/A
2N/A
2N/A
2N/A
2N/A
Portfolio summary
Total funded$20.7M
Charged off2 of 83
Risk tierGood
Avg rate11.49%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).
Frequently asked questions
- How many SBA 7(a) franchise loans has Lendistry SBLC, LLC originated?
- 83 loans totaling $20.7M. The portfolio carries a 9.5% charge-off rate, earning a “Good” risk rating.
- What is the charge-off rate and why does it matter?
- Charge-off rate = charge-offs / (charge-offs + paid-in-full). Across SBA 7(a) franchise lending, the national charge-off rate is 16.0% over 94,550 resolved loans.Portfolios materially above that signal either riskier franchise selection or weaker underwriting. Lendistry SBLC, LLC's rate of 9.5% is below the national rate.
- Where does this lending data come from?
- SBA 7(a) loan records released under the Freedom of Information Act. Each record carries approval date, amount, lender, business type, NAICS code, location, and outcome. See methodology.
- Which franchise brands does Lendistry SBLC, LLC fund the most?
- The “Top franchise exposures” table above lists the brands Lendistry SBLC, LLC has the largest concentration in. Click any brand to see its full FDD-disclosed financials, growth trajectory, and SBA loan performance across all lenders.