Camp Run-A-Mutt Franchise Cost, Revenue & Review 2026
- Investment
- $589K – $1.1M
- Disclosed sales
- $1.0M
- gross sales, not profit
- SBA charge-off
- Limited · 14 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Camp Run-A-Mutt is a pet care franchise offering dog daycare, boarding, and grooming in an open-play setting. Franchisees run the facilities, managing staff, pet care operations, and scheduling.
FranchiseVerdict summary · 2026
A Camp Run-A-Mutt franchise requires a total initial investment of $589K – $1.1M, including a $40K franchise fee and an ongoing 6.0% royalty[2]. Per the 2024 FDD, average unit revenue was $1.0M[2]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: high - issued more than two years ago
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored8 of 8 headline figures on this page cite a page of the filing.
Overview
- Investment
- $589K – $1.1M
- 67th pct Education
- Avg gross sales
- $1.0M
- 26th pct Education
- Royalty
- 6.0%
- 7th pct Education
- Units
- 12
- 30th pct Education
- SBA charge-off
- N/A
Quick verdict · Education · color = vs category peers
Green = favorable by >10% vs Education median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $589K – $1.1M including a $40K franchise fee, 6.0% ongoing royalty.
- RETURNSAverage unit revenue of $1.0M/year (median $1.1M).
- RISKVerdict B (Above average), verdict score 49/100 (higher is better).
- GROWTHNegative: net -1 franchised outlets in the latest year (0 opened, 1 closed); 4 signed but not yet open (Item 20).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Camp Run-A-Mutt Entrepreneurial Resources, Inc.
- CEO title
- President
- Dennis Quaglia
- CEO experience
- 15 yrs
- Years in role or industry
- Founder active
- Yes
- Original founder still leading the business
- Incorporated in
- CA
- HQ
- 2900 Fourth Avenue, #206, San Diego, California 92103
- Auditor
- Kezos & Dunlavy, LLC
- Audited financials
- Franchisor revenue
- $918K
- vs $930K prior year
Overview
About
- CEO
- Dennis Quaglia
- Headquarters
- CA
- Founded
- 2010
- FDD year
- 2024
- States available
- 7
Can you afford it, and what does the money buy?
Entry cost runs 345% above the typical education franchise.
Source: FDD 2024 · Items 5–7
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $40K | $40K |
| Working capital (3–6 mo) | $100K | $175K |
| Equipment, build-out, other | $449K | $925K |
| Total initial investment | $589K | $1.1M |
Source: Camp Run-A-Mutt 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $589K – $1.1M
- Middle of category vs category
- Liquid capital req'd
- $100K – $175K
- Bottom third — review vs category
- Franchise fee
- $40K – $40K
- Top 40% of category vs category
- Royalty
- 6.0%
- typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Technology fee | $0 |
| Transfer fee | $20K |
| Renewal fee | $10K |
| Inventory (initial) | $5K – $8K |
| Total fee load | 7.0% of rev |
What do units actually make?
Average unit sales run 153% above the education norm.
Source: FDD 2024 · Item 19
Single-unit · not modelled
Returns at a glance
An FDD discloses gross sales, not profit, and the operating costs that turn one into the other are in no filing. We publish no modelled return for Camp Run-A-Mutt until someone supplies them — yours, in the models below.
—
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Total invested capital · disclosed
$1.0M
Item 7 initial investment plus working capital, as filed — the one figure here that needs no assumption.
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
What one unit earns on your invested capital
Model A · Single-Unit Return
Computes unlevered return on invested capital (ROIC) for a single franchise unit, read against the 30–60% reference band · Yale SOM, Post-MBA Path Exhibit 2 (2023). Below that band a passive index fund likely outperforms; above it the franchisor has pricing power you're subsidizing.
Note: Item 19 revenue is what the franchisor discloses, and it is the top line only — gross sales are not profit. No FDD discloses the operating costs that turn one into the other, so those fields start empty and nothing is modelled until you supply them from your own lease quote, labor market and build-out budget.
Returns model · single-unit ROIC
What would one Camp Run-A-Mutt unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
What 25 units return when you use SBA financing
Model B · Return on Equity: Debt-Financed Acquisition
Models a 25-unit portfolio acquisition financed with an SBA 7(a) loan. Shows equity IRR (your return on cash invested), DSCR (how safely the cash flow covers debt service), and the capital stack (SBA + seller + equity breakdown).
This is the “search fund” or “entrepreneurship through acquisition” scenario: you buy an existing multi-unit operator, use leverage to amplify returns, and either operate or hire management. The 25-unit size is the typical minimum for an SBA-backed franchise portfolio acquisition to pencil as a full-time income.
What “return on equity” means here: if you put in $500K of your own cash and the business generates enough EBITDA to pay down debt and grow, your equity IRR is the annual return on that $500K, including the value created when you eventually sell. Target IRR for a search fund is typically 25–35%.
Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
A 25-unit return is built on a per-unit EBITDA. Fill in the operating costs in Model A above and this model runs on that figure, or take the whole scenario to the full ROI workbench, where the portfolio and LBO models accept your own per-unit economics directly.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2024 FDD
Financial Performance
- Avg gross sales
- $1.0M
- Per unit, per year
- Median gross sales
- $1.1M
Gross sales are revenue before expenses — not profit. Actual owner earnings depend on rent, labor, royalties, marketing fees, and debt service.
- Item 19 type
- Gross Sales + Significant Costs by location and summary statistics (average, median, low, high)
- Sample size
- 12 outlets
- vs category median 16
- Range (low → high)
- $346K→$1.8MCited, not corroborated — printed on page 47 of the 2024 FDD. Nothing else in our record independently restates or re-derives it.
- Cohort dispersion (min → max)
- Reporting year
- 2023
- Fiscal year the figures cover
- Source filing
- FDD 2024
- Disclosed in the 2024 filing, covering 2023
- Transparency
- 4 / 10
- vs category median 4 / 10 · typical
Compared against 204 Education brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Unit economics
Average unit generates $1.0M/year in gross sales. Revenue-to-investment ratio: 1.2x.
Fee burden
Total ongoing fee load of 7.0% — below the Education median of 9.0%.
Disclosure
Transparency score 4/10 — this franchisor discloses detailed breakdowns (quartiles, segments, or cohort data). Buyers can model unit economics with higher confidence.
Operator retention
System contracting at -7.7% CAGR over 3 years. Investigate whether closures are franchisor-driven consolidation or franchisee exits.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Education medians
How Camp Run-A-Mutt Compares
Category median of published Education brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2024 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 12
- Opened
- 0
- Last reporting year
- Closed
- 1
- Terminated
- 1
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 8.3%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- -7.7%
- Net unit change over 3 years
- 3-yr CAGR
- -7.7%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 1
- Not renewed
- 0
- Transferred
- 4
- Reacquired
- 0
- Franchisor bought back
- Signed, not yet open
- 4
- 0.33 per open outlet · Item 20 Table 5
- Projected new
- 7
- Franchisor's next-year forecast
- Termination rate
- 8.3%
- Franchisor-initiated terminations
- Ceased ops
- 8.3%
- Units that stopped operating
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 7 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
7
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 14
- Loan volume
- $6.4M
- Median loan
- $454K
- 50th percentile
- Charge-off rate
- Limited · 14 loans
- Limited SBA coverage: 14 loans, rate hidden until 10 have resolved and loans reach 2% of franchised units
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- Limited · 14 loans
- 5-yr charge-off
- Limited · 14 loans
- Loans approved 2021+
- Active lenders
- 9
- Defaults
- 4
- Typical loan rate
- 8.6%
- avg rate to borrowers
- Franchised industry avg
- 10.4%
- n=1,203 loans
- Jobs supported
- 160
- 3.0 per loan
- Lender concentration
- 27%
- top lender's share
Borrower mix: 70% went to startups / new businesses, 30% to established operators
Franchise vs independent — in pet care (except veterinary) services, franchised businesses charge off at 10.4% vs 11.3% for independents — franchising is associated with 8% lower SBA default risk in this category.
Top lenders financing Camp Run-A-Mutt franchisees
Showing 3 of 9 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Camp Run-A-Mutt from SBA 7(a) FOIA data.
- Principal loss rate
- 22.6%
- Avg SBA guarantee
- 70%
- Avg interest rate
- 8.60%
- Avg chargeoff amount
- $300K
- Lender concentration
- 27.3%
- Job velocity
- 3.0 per $100K
- NAICS benchmark
- 4.6%
- NAICS 812910
- Jobs supported
- 160
Top SBA lendersTop lender holds 27% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 3 | $1.6M | 100.0% |
| 2 | The Huntington National Bank | 2 | $756K | N/A |
| 3 | Lincoln Savings Bank | 1 | $327K | 0.0% |
| 4 | SouthState Bank, National Association | 1 | $500K | 100.0% |
| 5 | Lendistry SBLC, LLC | 1 | $250K | 0.0% |
| 6 | Truist Bank | 1 | $350K | 100.0% |
| 7 | North State Bank | 1 | $1.1M | N/A |
| 8 | Byline Bank | 1 | $405K | N/A |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| NVNevada | 2 | 0 | -- |
| AZArizona | 1 | 1 | 100.0% |
| CACalifornia | 1 | 0 | 0.0% |
| COColorado | 1 | 1 | 100.0% |
| FLFlorida | 1 | 0 | -- |
| GAGeorgia | 1 | 0 | -- |
| IAIowa | 1 | 0 | 0.0% |
| NCNorth Carolina | 1 | 1 | 100.0% |
| OHOhio | 1 | 0 | -- |
| VAVirginia | 1 | 1 | 100.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: the franchisor is a named party (defendant).
One concluded case: CRAMER filed arbitration against franchisee KM CRAM Corp. (AAA Case No. 01-20-0005-0479) in April 2020 for unauthorized termination and opening competing business. Franchisee filed counterclaim and separate state court action. Settled November 2021 with franchisee stipulating to $450,000 claim in bankruptcy and nondischargeable judgment of $250,000, with settlement payments of $175,000-$200,000.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Kezos & Dunlavy, LLC
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Total operating revenue for FY2022 of $930,066 comprises franchise sales $35,000, royalties $780,898, and ad fund fees $114,168. Audited statements of operations for years ended Dec 31, 2022/2021/2020. Financial statements show a going concern / stockholders' deficit. Auditor signed St. George, Utah, April 21, 2023.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: No
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 49 / 100 verdict
- 01MEDSystem contracting sharply: -7.7% YoY unit decline (12 units remaining) suggests deteriorating franchisee success and recruitment
- 02MEDNo disclosed net income despite $1.03M avg revenue—opacity around actual profitability raises concerns about franchisee ROI and sustainability
- 03HIGHLitigation history with fraud allegations: 2020-2021 arbitration involving breach, fraud claims, and rescission attempt indicates franchisor-franchisee conflict and potential business model disputes
- 04MINORHigh investment-to-revenue ratio: $588.9K-$1.14M startup cost against $1.03M avg revenue creates thin margin for franchisee profitability after 6% royalties and operating costs
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 7.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2024 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 5 mi |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 1 year |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 5 |
| Mandatory arbitration | Yes |
| Arbitration location | San Diego, California |
| Jury trial waiver | Yes |
| Governing law | State where franchise is located |
| Litigation count | 1 |
View Item 3 litigation summary
One concluded case: CRAMER filed arbitration against franchisee KM CRAM Corp. (AAA Case No. 01-20-0005-0479) in April 2020 for unauthorized termination and opening competing business. Franchisee filed counterclaim and separate state court action. Settled November 2021 with franchisee stipulating to $450,000 claim in bankruptcy and nondischargeable judgment of $250,000, with settlement payments of $175,000-$200,000.
Items 10, 11
Training & Operations
- Classroom training
- 29 hrs
- On-the-job training
- 30 hrs
- Training location
- Corporate headquarters in San Diego, California; plus approximately 24 hours pre-opening at franchisee's Center
- Ongoing training
- Required
- Field support
- 24 hrs/yr
- On-site visits per year
- Time to open
- 12 mo
- From signing to launch
- Site selection
- Franchisee, subject to franchisor approval
- Franchisor financing
- Not offered
- Item 10
Items 5 & 11
Franchisor Support
Item 20 · call current owners
Franchisee Contacts
16 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Camp Run-A-Mutt franchise?
The total investment to open a Camp Run-A-Mutt franchise ranges from $589K – $1.1M, with an initial franchise fee of $40K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Camp Run-A-Mutt franchise owners earn?
According to Item 19 of the Camp Run-A-Mutt FDD, the average gross sales per unit is $1.0M. The median is $1.1M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
Who owns Camp Run-A-Mutt?
Camp Run-A-Mutt is franchised by Camp Run-A-Mutt Entrepreneurial Resources, Inc.. The FDD names no parent company. Source: FDD Item 1, 2024 filing.
What is Item 19 in the Camp Run-A-Mutt FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Camp Run-A-Mutt FDD and qualifies whose outlets they describe.
What is Camp Run-A-Mutt's franchise failure rate?
SBA 7(a) loan charge-off data is not available for Camp Run-A-Mutt (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many Camp Run-A-Mutt franchise locations are there?
As of their most recent FDD filing, Camp Run-A-Mutt has 12 total units in the United States, including 12 franchised units and 0 company-owned units.
Is Camp Run-A-Mutt a good franchise to buy?
FranchiseVerdict rates Camp Run-A-Mutt as a B-grade franchise with a verdict score of 49 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.