![Beacon Business Bank National Association logo](https://cdn.brandfetch.io/beaconbusinessbank.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />){kind=small}
SBA 7(a) franchise lending portfolio
Beacon Business Bank National Association
EXCELLENT risk
- Total loans
- 11
- Loan volume
- $20.5M
- Avg loan size
- $1.9M
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.43%
Franchises funded
10
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Powell Distributing Company - | 2 | $2.2M | 0.0% |
| PetroCard Inc. (Branded Dealer | 1 | $2.7M | — |
| Travelodge | 1 | $2.7M | 0.0% |
| Days Inn | 1 | $3.0M | 0.0% |
| Subway Sandwich Shop | 1 | $80K | 0.0% |
| Chevron - Retail Supply Contra | 1 | $2.2M | — |
| Burger King | 1 | $1.4M | 0.0% |
| Motel 6 | 1 | $2.3M | — |
| Subway | 1 | $610K | — |
| Rally's | 1 | $3.3M | — |
Lending volume by year
1'12
1'13
2'17
3'18
2'19
1'20
1'26
Geographic exposure
60.0%
50.0%
Portfolio summary
Total funded$20.5M
Defaults0 of 11
Risk tierEXCELLENT
Avg rate6.43%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).