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FranchiseVerdict

Compare

4 brands side-by-side

Compare up to 4 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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Focus by buyer type

Brand
United Check Cashing logoFWeakest tier
United Check Cashing
Financial Services
 Remove
Family Financial Centers logoAStrongest tier
Family Financial Centers
Financial Services
 Remove
ESTRELLA INSURANCE logoAStrongest tier
ESTRELLA INSURANCE
Financial Services
 Remove
ATAX logoDBelow average
ATAX
Financial Services
 Remove
Vitals
Investment range
$226K – $297K
$224K – $309K
$150K – $284K
$101K – $524K
Liquid capital
$15K – $25K
$5K – $34K
$5K – $15K
$0 – $3K
Franchise fee
$10K
$41K
$25K
$18K
Royalty rate
N/A
N/A
14.0%
14.0%
Ad fund rate
N/A
2.0%
7.0%
3.0%
Performance
Avg gross sales
N/A
$262K
$9.3M
$111K
Median gross sales
N/A
$153K
$4.5M
N/A
Avg owner earnings
Metric varies by brand. Check type below
N/A
N/A
N/A
N/A
Earnings metric
Not classified
Not classified
Not classified
Not classified
Risk
Rating
FWeakest tier
AStrongest tier
AStrongest tier
DBelow average
Verdict score
24 / 100
59 / 100
86 / 100
34 / 100
SBA charge-off rate
25.0%
N/A
0.0%
0.0%
SBA loans on record
46
1
10
8
Scale
Total units
48
52
214
32
Net change (latest yr)
N/A
N/A
N/A
N/A
Turnover rate
14.6%
17.3%
0.9%
12.9%
Contract
Initial term (years)
15
15
10
10
Renewal term (years)
15
5
10
10
Initial training (hrs)
40
77
240
32
Contacts
Franchisee phones
49
50
11
123

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