United Check Cashing vs Family Financial Centers
Franchise Comparison 2026
Both United Check Cashing and Family Financial Centers are financial services franchises. United Check Cashing requires an investment of $226K – $297K while Family Financial Centers requires $224K – $309K. Family Financial Centers discloses average revenue of $262K; no Item 19 revenue figure is on file for United Check Cashing. United Check Cashing has SBA lending data on file with a 25.0% charge-off rate. FranchiseVerdict rates United Check Cashing D (Below average) and Family Financial Centers B (Above average).
| Metric | United Check Cashing | Family Financial Centers |
|---|---|---|
| Verdict Grade | DBelow average | BAbove average |
| Investment Range | $226K – $297K | $224K – $309K |
| Franchise Fee | $30K | $41K |
| Royalty Rate | 1.0% | 1.0% |
| Average Revenue (Item 19) | N/A | $262K |
| SBA Charge-Off Rate | 25.0% (46 loans) | Limited data |
| Total Units | 48 | 52 |
| Unit Growth (YoY) | -4 units | -3 units |
| Year Began Franchising | 1991 | 2004 |
| FDD Year | 2025 | 2025 |
Investment Range
$226K – $297K
$224K – $309K
Franchise Fee
$30K
$41K
Royalty Rate
1.0%
1.0%
Average Revenue (Item 19)
N/A
$262K
SBA Charge-Off Rate
25.0% (46 loans)
Limited data
Total Units
48
52
Unit Growth (YoY)
-4 units
-3 units
Year Began Franchising
1991
2004
FDD Year
2025
2025