Toro Taxes vs Brightway Insurance
Franchise Comparison 2026
Both Toro Taxes and Brightway Insurance are financial services franchises. Toro Taxes requires an investment of $56K – $192K while Brightway Insurance requires $43K – $187K. Brightway Insurance has SBA lending data on file with a 18.2% charge-off rate. FranchiseVerdict rates Toro Taxes B (Above average) and Brightway Insurance B (Above average).
| Metric | Toro Taxes | Brightway Insurance |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | BAbove averageAbove average |
| Investment Range | $56K – $192K | $43K – $187K |
| Franchise Fee | N/A | $25K |
| Royalty Rate | 10% of Franchisee's Gross Sales (excluding Business Division Services and Non-Bank Product Transactions), plus $30 per Non-Bank Product Transaction; the stored 25% is an Area Representative commission on net royalty fees, not the franchisee royalty r | No traditional royalty; instead Brightway retains 20% of Brightway Sales Commissions on New Business (franchisee retains 80%) and 50% on Renewal Business (franchisee retains 50%), paid directly by Contracted Companies to Brightway. |
| Average Revenue (Item 19) | N/A | N/AOutlet subset |
| SBA Charge-Off Rate | N/A | 18.2% (11 loans) |
| Total Units | 25 | 354 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2015 | 2008 |
| FDD Year | 2025 | 2026 |
Investment Range
$56K – $192K
$43K – $187K
Franchise Fee
N/A
$25K
Royalty Rate
10% of Franchisee's Gross Sales (excluding Business Division Services and Non-Bank Product Transactions), plus $30 per Non-Bank Product Transaction; the stored 25% is an Area Representative commission on net royalty fees, not the franchisee royalty r
No traditional royalty; instead Brightway retains 20% of Brightway Sales Commissions on New Business (franchisee retains 80%) and 50% on Renewal Business (franchisee retains 50%), paid directly by Contracted Companies to Brightway.
Average Revenue (Item 19)
N/A
N/AOutlet subset
SBA Charge-Off Rate
N/A
18.2% (11 loans)
Total Units
25
354
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2015
2008
FDD Year
2025
2026