Is That 1 Painter or UBuildIt cheaper to open?

That 1 Painter costs $113,000–$189,000 and UBuildIt costs $78,400–$220,200 to open (FDD Item 7). UBuildIt has the lower entry cost.

Which is safer, That 1 Painter or UBuildIt?

SBA 7(a) charge-off rate is 0.0% for That 1 Painter and 41.7% for UBuildIt. Lower is safer, so That 1 Painter has the stronger loan-repayment record.

Which is the better franchise, That 1 Painter or UBuildIt?

FranchiseVerdict grades That 1 Painter A and UBuildIt D, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

That 1 Painter vs UBuildIt

Franchise Comparison 2026

Both That 1 Painter and UBuildIt are home services franchises. That 1 Painter requires an investment of $113K – $189K while UBuildIt requires $78K – $220K. On SBA loan performance, That 1 Painter has a lower charge-off rate (0.0%) compared to UBuildIt (41.7%). FranchiseVerdict rates That 1 Painter A (Strongest tier) and UBuildIt D (Below average).

Metric	That 1 Painter	UBuildIt
Verdict Grade	AStrongest tierStrongest tier	DBelow averageBelow average
Investment Range	$113K – $189K	$78K – $220K
Franchise Fee	$59K	$35K
Royalty Rate	6.0%	$2000 per sale, minimum $2000 per month
Average Revenue (Item 19)	N/A	N/A
SBA Charge-Off Rate	0.0% (39 loans)	41.7% (15 loans)
Total Units	271	81
Unit Growth (YoY)	N/A	N/A
Year Began Franchising	2021	2011
FDD Year	2025	2025