TFW Advisors vs United Check Cashing
Franchise Comparison 2026
Both TFW Advisors and United Check Cashing are financial services franchises. TFW Advisors requires an investment of $70K – $280K while United Check Cashing requires $226K – $297K. United Check Cashing has SBA lending data on file with a 25.0% charge-off rate. FranchiseVerdict rates TFW Advisors C (Average) and United Check Cashing F (Weakest tier).
| Metric | TFW Advisors | United Check Cashing |
|---|---|---|
| Verdict Grade | CAverageAverage | FWeakest tierWeakest tier |
| Investment Range | $70K – $280K | $226K – $297K |
| Franchise Fee | $35K | $30K |
| Royalty Rate | 10.0% | 2/10 of 1% of the face amount of checks cashed and 5% of Gross Receipts for other services |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | N/A | 25.0% (46 loans) |
| Total Units | 9 | 48 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2023 | 1991 |
| FDD Year | 2025 | 2025 |
Investment Range
$70K – $280K
$226K – $297K
Franchise Fee
$35K
$30K
Royalty Rate
10.0%
2/10 of 1% of the face amount of checks cashed and 5% of Gross Receipts for other services
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
N/A
25.0% (46 loans)
Total Units
9
48
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2023
1991
FDD Year
2025
2025