Is REEF HEALTH or Onward Physical Therapy cheaper to open?

REEF HEALTH costs $53,347–$56,697 and Onward Physical Therapy costs $25,200–$122,500 to open (FDD Item 7). Onward Physical Therapy has the lower entry cost.

Which is the better franchise, REEF HEALTH or Onward Physical Therapy?

FranchiseVerdict grades REEF HEALTH F and Onward Physical Therapy D, from FDD Items 5–7, 19–21 and SBA loan performance. See the full side-by-side above.

REEF HEALTH vs Onward Physical Therapy

Franchise Comparison 2026

Both REEF HEALTH and Onward Physical Therapy are healthcare franchises. REEF HEALTH requires an investment of $53K – $57K while Onward Physical Therapy requires $25K – $123K. FranchiseVerdict rates REEF HEALTH F (Weakest tier) and Onward Physical Therapy D (Below average).

Metric	REEF HEALTH	Onward Physical Therapy
Verdict Grade	FWeakest tierWeakest tier	DBelow averageBelow average
Investment Range	$53K – $57K	$25K – $123K
Franchise Fee	$50K	N/A
Royalty Rate	0.0%	10.0%
Average Revenue (Item 19)	N/An=1	N/A
SBA Charge-Off Rate	N/A	N/A
Total Units	1	49
Unit Growth (YoY)	N/A	N/A
Year Began Franchising	2024	2025
FDD Year	2020	2026