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FranchiseVerdict

Panera Bread vs The UPS Store

Franchise Comparison 2026

Panera Bread is a quick-service restaurants franchise, while The UPS Store operates in retail. Panera Bread requires an investment of $1.3M – $4.7M while The UPS Store requires $222K – $606K. In terms of revenue, Panera Bread reports higher average unit revenue at $2.6M. Note: Reported as net sales, not gross sales. The UPS Store has SBA lending data on file with a 9.9% charge-off rate. FranchiseVerdict rates Panera Bread A (Strongest tier) and The UPS Store A (Strongest tier).

Investment Range
$1.3M – $4.7M
$222K – $606K
Franchise Fee
$35K
$40K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
$2.6M
$724K
SBA Charge-Off Rate
Limited data
9.9% (3051 loans)
Total Units
2,206
5,503
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
1980
FDD Year
2025
2026