Panera Bread vs The UPS Store
Franchise Comparison 2026
Panera Bread is a quick-service restaurants franchise, while The UPS Store operates in retail. Panera Bread requires an investment of $1.3M – $4.7M while The UPS Store requires $222K – $606K. In terms of revenue, Panera Bread reports higher average unit revenue at $2.6M. Note: Reported as net sales, not gross sales. The UPS Store has SBA lending data on file with a 9.9% charge-off rate. FranchiseVerdict rates Panera Bread A (Strongest tier) and The UPS Store A (Strongest tier).
| Metric | Panera Bread | The UPS Store |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $1.3M – $4.7M | $222K – $606K |
| Franchise Fee | $35K | $40K |
| Royalty Rate | 5.0% | 5.0% |
| Average Revenue (Item 19) | $2.6M | $724K |
| SBA Charge-Off Rate | Limited data | 9.9% (3051 loans) |
| Total Units | 2,206 | 5,503 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1993 | 1980 |
| FDD Year | 2025 | 2026 |
Investment Range
$1.3M – $4.7M
$222K – $606K
Franchise Fee
$35K
$40K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
$2.6M
$724K
SBA Charge-Off Rate
Limited data
9.9% (3051 loans)
Total Units
2,206
5,503
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1993
1980
FDD Year
2025
2026