Our Town America vs Pop A Lock
Franchise Comparison 2026
Both Our Town America and Pop A Lock are business services franchises. Our Town America requires an investment of $122K – $199K while Pop A Lock requires $118K – $191K. Pop A Lock has SBA lending data on file with a 26.7% charge-off rate. FranchiseVerdict rates Our Town America C (Average) and Pop A Lock C (Average).
| Metric | Our Town America | Pop A Lock |
|---|---|---|
| Verdict Grade | CAverageAverage | CAverageAverage |
| Investment Range | $122K – $199K | $118K – $191K |
| Franchise Fee | N/A | $23K |
| Royalty Rate | No royalty paid by regional developers to franchisor. Franchisor pays regional developers a Developer Fee equal to 20% of Production Charges collected from unit franchisees in the Granted Territory, plus 50% of initial franchise fees from referred unit franchisees. | 7.0% |
| Average Revenue (Item 19) | N/A | N/A |
| SBA Charge-Off Rate | Limited data | 26.7% (15 loans) |
| Total Units | 6 | 316 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2004 | 1994 |
| FDD Year | 2024 | 2026 |
Investment Range
$122K – $199K
$118K – $191K
Franchise Fee
N/A
$23K
Royalty Rate
No royalty paid by regional developers to franchisor. Franchisor pays regional developers a Developer Fee equal to 20% of Production Charges collected from unit franchisees in the Granted Territory, plus 50% of initial franchise fees from referred unit franchisees.
7.0%
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
Limited data
26.7% (15 loans)
Total Units
6
316
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2004
1994
FDD Year
2024
2026