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FranchiseVerdict

Motto Mortgage vs Iron Valley Real Estate

Franchise Comparison 2026

Both Motto Mortgage and Iron Valley Real Estate are real estate franchises. Motto Mortgage requires an investment of $56K – $240K while Iron Valley Real Estate requires $74K – $207K. FranchiseVerdict rates Motto Mortgage D (Below average) and Iron Valley Real Estate A (Strongest tier).

Investment Range
$56K – $240K
$74K – $207K
Franchise Fee
$35K
$20K
Royalty Rate
$2,500 per month flat fee plus 25 basis points per closed transaction per month; increases by $250 per additional loan originator beyond 7; may increase by up to 10% annually
$150 per Transaction Side
Average Revenue (Item 19)
N/A
N/A
SBA Charge-Off Rate
Limited data
N/A
Total Units
171
54
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2016
2018
FDD Year
2025
2026