Ledgers vs Keystone Insurers Group
Franchise Comparison 2026
Both Ledgers and Keystone Insurers Group are financial services franchises. Ledgers requires an investment of $48K – $90K while Keystone Insurers Group requires $27K – $99K. FranchiseVerdict rates Ledgers F (Weakest tier) and Keystone Insurers Group A (Strongest tier).
| Metric | Ledgers | Keystone Insurers Group |
|---|---|---|
| Verdict Grade | FWeakest tierWeakest tier | AStrongest tierStrongest tier |
| Investment Range | $48K – $90K | $27K – $99K |
| Franchise Fee | $35K | $5K |
| Royalty Rate | 10.0% | Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M |
| Average Revenue (Item 19) | N/An=2 | N/A |
| SBA Charge-Off Rate | N/A | Limited data |
| Total Units | 2 | 302 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 1999 |
| FDD Year | 2025 | 2025 |
Investment Range
$48K – $90K
$27K – $99K
Franchise Fee
$35K
$5K
Royalty Rate
10.0%
Monthly Service Fee based on Gross Premium tiers: $881/month (under $1M premium) to $3,524/month (up to $50M), plus $55.06 per additional $1M of Gross Premium above $50M
Average Revenue (Item 19)
N/An=2
N/A
SBA Charge-Off Rate
N/A
Limited data
Total Units
2
302
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
1999
FDD Year
2025
2025