Jack in the Box vs Papa John's Pizza
Franchise Comparison 2026
Jack in the Box is a quick-service restaurants franchise, while Papa John's Pizza operates in full-service restaurants. Jack in the Box requires an investment of $1.9M – $4.0M while Papa John's Pizza requires $281K – $890K. In terms of revenue, Jack in the Box reports higher average unit revenue at $1.9M. On SBA loan performance, Jack in the Box has a lower charge-off rate (0.0%) compared to Papa John's Pizza (19.6%). FranchiseVerdict rates Jack in the Box A (Strongest tier) and Papa John's Pizza A (Strongest tier).
| Metric | Jack in the Box | Papa John's Pizza |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $1.9M – $4.0M | $281K – $890K |
| Franchise Fee | $50K | $25K |
| Royalty Rate | 5.0% | 5.0% |
| Average Revenue (Item 19) | $1.9M | $1.1MIncl. company outlets |
| SBA Charge-Off Rate | 0.0% (46 loans) | 19.6% (190 loans) |
| Total Units | 2,136 | 3,294 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2019 | 2021 |
| FDD Year | 2026 | 2026 |
Investment Range
$1.9M – $4.0M
$281K – $890K
Franchise Fee
$50K
$25K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
$1.9M
$1.1MIncl. company outlets
SBA Charge-Off Rate
0.0% (46 loans)
19.6% (190 loans)
Total Units
2,136
3,294
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2019
2021
FDD Year
2026
2026