Jack in the Box vs McDonald’s
Franchise Comparison 2026
Both Jack in the Box and McDonald’s are quick-service restaurants franchises. Jack in the Box requires an investment of $1.9M – $4.0M while McDonald’s requires $1.5M – $2.8M. In terms of revenue, McDonald’s reports higher average unit revenue at $4.1M. On SBA loan performance, Jack in the Box has a lower charge-off rate (0.0%) compared to McDonald’s (16.7%). FranchiseVerdict rates Jack in the Box A (Strongest tier) and McDonald’s A (Strongest tier).
| Metric | Jack in the Box | McDonald’s |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $1.9M – $4.0M | $1.5M – $2.8M |
| Franchise Fee | $50K | $45K |
| Royalty Rate | 5.0% | 5.0% |
| Average Revenue (Item 19) | $1.9M | $4.1M |
| SBA Charge-Off Rate | 0.0% (46 loans) | 16.7% (24 loans) |
| Total Units | 2,136 | 13,706 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2019 | 1955 |
| FDD Year | 2026 | 2026 |
Investment Range
$1.9M – $4.0M
$1.5M – $2.8M
Franchise Fee
$50K
$45K
Royalty Rate
5.0%
5.0%
Average Revenue (Item 19)
$1.9M
$4.1M
SBA Charge-Off Rate
0.0% (46 loans)
16.7% (24 loans)
Total Units
2,136
13,706
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2019
1955
FDD Year
2026
2026