Family Financial Centers vs Liberty Tax Service
Franchise Comparison 2026
Both Family Financial Centers and Liberty Tax Service are financial services franchises. Family Financial Centers requires an investment of $224K – $309K while Liberty Tax Service requires $50K – $71K. In terms of revenue, Family Financial Centers reports higher average unit revenue at $262K. Liberty Tax Service has SBA lending data on file with a 11.7% charge-off rate. FranchiseVerdict rates Family Financial Centers A (Strongest tier) and Liberty Tax Service A (Strongest tier).
| Metric | Family Financial Centers | Liberty Tax Service |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | AStrongest tierStrongest tier |
| Investment Range | $224K – $309K | $50K – $71K |
| Franchise Fee | $41K | $25K |
| Royalty Rate | Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans | 14.0% |
| Average Revenue (Item 19) | $262K | $165K |
| SBA Charge-Off Rate | Limited data | 11.7% (264 loans) |
| Total Units | 52 | 1,663 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2004 | 1997 |
| FDD Year | 2025 | 2026 |
Family Financial Centers
AStrongest tierStrongest tier
Liberty Tax Service
AStrongest tierStrongest tier
Investment Range
$224K – $309K
$50K – $71K
Franchise Fee
$41K
$25K
Royalty Rate
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
14.0%
Average Revenue (Item 19)
$262K
$165K
SBA Charge-Off Rate
Limited data
11.7% (264 loans)
Total Units
52
1,663
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2004
1997
FDD Year
2025
2026