Family Financial Centers vs Charles Schwab
Franchise Comparison 2026
Both Family Financial Centers and Charles Schwab are financial services franchises. Family Financial Centers requires an investment of $224K – $309K while Charles Schwab requires $104K – $222K. Family Financial Centers discloses average revenue of $262K; no Item 19 revenue figure is on file for Charles Schwab. FranchiseVerdict rates Family Financial Centers B (Above average) and Charles Schwab A (Strongest tier).
| Metric | Family Financial Centers | Charles Schwab |
|---|---|---|
| Verdict Grade | BAbove average | AStrongest tier |
| Investment Range | $224K – $309K | $104K – $222K |
| Franchise Fee | $41K | $50K |
| Royalty Rate | 1.0% | No traditional royalty; asset-based/advisor model; not a percentage of gross sales |
| Average Revenue (Item 19) | $262K | N/A |
| SBA Charge-Off Rate | Limited data | Limited data |
| Total Units | 52 | 382 |
| Unit Growth (YoY) | -3 units | +0 units |
| Year Began Franchising | 2004 | 2011 |
| FDD Year | 2025 | 2026 |
Investment Range
$224K – $309K
$104K – $222K
Franchise Fee
$41K
$50K
Royalty Rate
1.0%
No traditional royalty; asset-based/advisor model; not a percentage of gross sales
Average Revenue (Item 19)
$262K
N/A
SBA Charge-Off Rate
Limited data
Limited data
Total Units
52
382
Unit Growth (YoY)
-3 units
+0 units
Year Began Franchising
2004
2011
FDD Year
2025
2026