Circle K vs Jimmy John's
Franchise Comparison 2026
Circle K is a retail franchise, while Jimmy John's operates in quick-service restaurants. Circle K requires an investment of $1.5M – $2.7M while Jimmy John's requires $366K – $728K. In terms of revenue, Circle K reports higher average unit revenue at $1.4M. On SBA loan performance, Jimmy John's has a lower charge-off rate (5.8%) compared to Circle K (6.7%). FranchiseVerdict rates Circle K B (Above average) and Jimmy John's A (Strongest tier).
| Metric | Circle K | Jimmy John's |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $1.5M – $2.7M | $366K – $728K |
| Franchise Fee | $25K | $35K |
| Royalty Rate | 3.0% | 6.0% |
| Average Revenue (Item 19) | $1.4M | $986K |
| SBA Charge-Off Rate | 6.7% (80 loans) | 5.8% (1074 loans) |
| Total Units | 6,063 | 2,689 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1995 | 2017 |
| FDD Year | 2024 | 2025 |
Investment Range
$1.5M – $2.7M
$366K – $728K
Franchise Fee
$25K
$35K
Royalty Rate
3.0%
6.0%
Average Revenue (Item 19)
$1.4M
$986K
SBA Charge-Off Rate
6.7% (80 loans)
5.8% (1074 loans)
Total Units
6,063
2,689
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
2017
FDD Year
2024
2025