Circle K vs Jack in the Box
Franchise Comparison 2026
Circle K is a retail franchise, while Jack in the Box operates in quick-service restaurants. Circle K requires an investment of $1.5M – $2.7M while Jack in the Box requires $1.9M – $4.0M. In terms of revenue, Jack in the Box reports higher average unit revenue at $1.9M. On SBA loan performance, Jack in the Box has a lower charge-off rate (0.0%) compared to Circle K (6.7%). FranchiseVerdict rates Circle K B (Above average) and Jack in the Box A (Strongest tier).
| Metric | Circle K | Jack in the Box |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $1.5M – $2.7M | $1.9M – $4.0M |
| Franchise Fee | $25K | $50K |
| Royalty Rate | 3.0% | 5.0% |
| Average Revenue (Item 19) | $1.4M | $1.9M |
| SBA Charge-Off Rate | 6.7% (80 loans) | 0.0% (46 loans) |
| Total Units | 6,063 | 2,136 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1995 | 2019 |
| FDD Year | 2024 | 2026 |
Investment Range
$1.5M – $2.7M
$1.9M – $4.0M
Franchise Fee
$25K
$50K
Royalty Rate
3.0%
5.0%
Average Revenue (Item 19)
$1.4M
$1.9M
SBA Charge-Off Rate
6.7% (80 loans)
0.0% (46 loans)
Total Units
6,063
2,136
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
2019
FDD Year
2024
2026