Circle K vs Cruise Planners
Franchise Comparison 2026
Circle K is a retail franchise, while Cruise Planners operates in recreation & entertainment. Circle K requires an investment of $1.5M – $2.7M while Cruise Planners requires $2K – $21K. In terms of revenue, Circle K reports higher average unit revenue at $1.4M. Circle K has SBA lending data on file with a 6.7% charge-off rate. FranchiseVerdict rates Circle K B (Above average) and Cruise Planners A (Strongest tier).
| Metric | Circle K | Cruise Planners |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $1.5M – $2.7M | $2K – $21K |
| Franchise Fee | $25K | $695 |
| Royalty Rate | 3.0% | 1.5% |
| Average Revenue (Item 19) | $1.4M | $411K |
| SBA Charge-Off Rate | 6.7% (80 loans) | N/A |
| Total Units | 6,063 | 3,125 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1995 | 2005 |
| FDD Year | 2024 | 2026 |
Investment Range
$1.5M – $2.7M
$2K – $21K
Franchise Fee
$25K
$695
Royalty Rate
3.0%
1.5%
Average Revenue (Item 19)
$1.4M
$411K
SBA Charge-Off Rate
6.7% (80 loans)
N/A
Total Units
6,063
3,125
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
2005
FDD Year
2024
2026