ATAX vs Family Financial Centers
Franchise Comparison 2026
Both ATAX and Family Financial Centers are financial services franchises. ATAX requires an investment of $59K – $89K while Family Financial Centers requires $224K – $309K. In terms of revenue, Family Financial Centers reports higher average unit revenue at $262K. FranchiseVerdict rates ATAX B (Above average) and Family Financial Centers A (Strongest tier).
| Metric | ATAX | Family Financial Centers |
|---|---|---|
| Verdict Grade | BAbove averageAbove average | AStrongest tierStrongest tier |
| Investment Range | $59K – $89K | $224K – $309K |
| Franchise Fee | $35K | $41K |
| Royalty Rate | Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty). | Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans |
| Average Revenue (Item 19) | $111K | $262K |
| SBA Charge-Off Rate | Limited data | Limited data |
| Total Units | 117 | 52 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2019 | 2004 |
| FDD Year | 2025 | 2025 |
Investment Range
$59K – $89K
$224K – $309K
Franchise Fee
$35K
$41K
Royalty Rate
Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty).
Greater of (1) $275 per month, or (2) the sum of (a) 2/10 of 1% of face amount of all checks cashed and debit transactions, plus (b) 5% of fees collected on Gold and 5% of fees collected on Loans
Average Revenue (Item 19)
$111K
$262K
SBA Charge-Off Rate
Limited data
Limited data
Total Units
117
52
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2019
2004
FDD Year
2025
2025