85°C Bakery Cafe vs Schlotzsky’s
Franchise Comparison 2026
Both 85°C Bakery Cafe and Schlotzsky’s are quick-service restaurants franchises. 85°C Bakery Cafe requires an investment of $819K – $1.8M while Schlotzsky’s requires $648K – $2.0M. Schlotzsky’s discloses average revenue of $1.1M; 85°C Bakery Cafe does not report Item 19 data. Schlotzsky’s has SBA lending data on file with a 20.6% charge-off rate. FranchiseVerdict rates 85°C Bakery Cafe A (Strongest tier) and Schlotzsky’s B (Above average).
| Metric | 85°C Bakery Cafe | Schlotzsky’s |
|---|---|---|
| Verdict Grade | AStrongest tierStrongest tier | BAbove averageAbove average |
| Investment Range | $819K – $1.8M | $648K – $2.0M |
| Franchise Fee | $50K | $36K |
| Royalty Rate | 6.5% | 6.0% |
| Average Revenue (Item 19) | N/A | $1.1M |
| SBA Charge-Off Rate | N/A | 20.6% (533 loans) |
| Total Units | 88 | 308 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 2020 | 2017 |
| FDD Year | 2026 | 2025 |
Investment Range
$819K – $1.8M
$648K – $2.0M
Franchise Fee
$50K
$36K
Royalty Rate
6.5%
6.0%
Average Revenue (Item 19)
N/A
$1.1M
SBA Charge-Off Rate
N/A
20.6% (533 loans)
Total Units
88
308
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
2020
2017
FDD Year
2026
2025