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SBA 7(a) franchise lending portfolio
Wisconsin Bank & Trust
GOOD risk
- Total loans
- 11
- Loan volume
- $4.6M
- Avg loan size
- $419K
- Default rate
- 9.1%
- vs 15.4% national avg
Defaults
1
Avg interest
—
Franchises funded
2
Risk rating
GOOD
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Culver's Frozen Custard | 10 | $4.5M | 10.0% |
| Straight Shot Express | 1 | $122K | 0.0% |
Lending volume by year
4'00
1'01
1'02
3'03
2'05
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).