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SBA 7(a) franchise lending portfolio
The Park Bank
EXCELLENT risk
- Total loans
- 14
- Loan volume
- $5.3M
- Avg loan size
- $381K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
5.29%
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Little Ceasar's Pizza | 2 | $850K | 0.0% |
| Fleet Feet Sports | 2 | $300K | 0.0% |
| Matco Tools (rent Tools) | 1 | $35K | 0.0% |
| Hobbytown Usa | 1 | $90K | 0.0% |
| Culligan Soft Water Service | 1 | $1.5M | 0.0% |
| Subway Sandwich Shop | 1 | $140K | 0.0% |
| Line-X | 1 | $191K | 0.0% |
| Bear Rock Cafe | 1 | $390K | 0.0% |
| Play It Again Sports (retail S | 1 | $25K | 0.0% |
| Orange Theory Fitness | 1 | $1.3M | 0.0% |
| Orange Shoe Personal Fitness | 1 | $339K | 0.0% |
| Infiniti Dealer Sales and Serv | 1 | $180K | — |
Lending volume by year
1'93
1'95
1'96
1'03
1'07
1'08
3'09
2'14
1'18
1'21
1'22
Geographic exposure
140.0%
Portfolio summary
Total funded$5.3M
Defaults0 of 14
Risk tierEXCELLENT
Avg rate5.29%
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).