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SBA 7(a) franchise lending portfolio
Mid-Atlantic FCU
EXCELLENT risk
- Total loans
- 10
- Loan volume
- $4.7M
- Avg loan size
- $469K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.05%
Franchises funded
5
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Greene Turtle | 3 | $1.7M | 0.0% |
| International House Of Pancake | 2 | $1.6M | 0.0% |
| IHOP | 2 | $650K | 0.0% |
| SYNERGY HomeCare | 2 | $342K | 0.0% |
| Daniel Ahart Tax Service | 1 | $415K | — |
Lending volume by year
2'09
2'11
2'12
2'14
2'22
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).