SYNERGY HomeCare
Bottom line
- Total investment $80K – $164K including a $55K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $2.1M/year (median $1.8M).
- Rated STRONG with a risk score of 39/100. SBA loan default rate of 0.0% across 114 loans (below the industry average).
- System growing at 25.5% CAGR over 3 years with 626 total units — strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one SYNERGY HomeCare unit return on the cash you put in?
Unlevered ROIC · per unit
336%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 SYNERGY HomeCare units return on equity?
Equity IRR · 5-yr
25.1%
3.06× MOIC
Year-1 DSCR
3.36×
EBITDA ÷ debt service
Equity required
$18.7M
on $33.9M purchase
Total debt
$15.2M
SBA $5.0M + senior + seller note
Overview
About
SYNERGY HomeCare franchisees operate in-home personal care and health services for seniors and disabled clients. Day-to-day work involves recruiting/managing caregiving staff, scheduling client visits, managing billing/insurance claims, ensuring compliance with state licensing, and maintaining quality standards across their protected service territory.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 12 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
SYNERGY HomeCare presents moderate-to-caution risk: aggressive unit growth, opaque profitability data, and ambiguous franchisor financial health offset by protected territory and reasonable fee structure.
Score breakdown · what drove the 39 / 100 rating
- 01MINORNo Item 19 (Average Net Income) disclosure — impossible to validate actual profitability despite $2.1M avg revenue claim
- 02MEDHigh initial investment ($80K–$164K) relative to disclosed net income — ROI timeline unclear
- 03MINOR626 units with 13.8% YoY growth suggests rapid expansion; typical mature franchises grow 3–7% YoY, raising sustainability concerns
- 04MINOR5-year term is shorter than industry standard (10 years), increasing renewal/renegotiation risk
- 05HIGH'Going Concern' status listed as False — unusual language that may indicate financial instability of franchisor
- 06HIGHNo litigation disclosed but home care is high-litigation industry (employment, patient safety); absence of claims is atypical
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
99 numbers
One-time purchase · CSV download · Validation questions included
FDD download
SYNERGY HomeCare · FDD (2026) PDF