SYNERGY HomeCareFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A SYNERGY HomeCare franchise requires a total initial investment of $80K – $164K, including a $55K franchise fee and an ongoing 5.0% royalty[2]. Per the 2026 FDD, average unit revenue was $2.1M[2]. SBA 7(a) loans show a 9.8% charge-off rate across 71 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $80K – $164K
- 26th pct Senior Care
- Avg gross sales
- $2.1M
- 59th pct Senior Care
- Royalty
- 5.0%
- 7th pct Senior Care
- Units
- 626
- 99th pct Senior Care
- SBA default
- 9.8%
- system-wide median varies by category
Quick verdict · Senior Care · color = vs category peers
Green = >15% above Senior Care avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 17.3x in gross revenue, well above the typical 1.5-2.5x range.
Bottom line
- Total investment $80K – $164K including a $55K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $2.1M/year (median $1.8M).
- Verdict A (Top Quintile) with a risk score of 11/100. SBA loan charge-off rate of 9.8% across 71 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System growing at 25.5% CAGR over 3 years with 626 total units. Strong expansion trajectory.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- SYNERGY HomeCare Franchising, LLC
- Parent company
- Synergy Topco, LLC
- Incorporated in
- AZ
- HQ
- 960 W. Elliot Road, Suite 101, Tempe, AZ 85284
- Auditor
- BDO USA, P.C.
- Audited financials
- Franchisor revenue
- $26.2M
- vs $30.0M prior year
Overview
About
SYNERGY HomeCare franchisees operate in-home personal care and health services for seniors and disabled clients. Day-to-day work involves recruiting/managing caregiving staff, scheduling client visits, managing billing/insurance claims, ensuring compliance with state licensing, and maintaining quality standards across their protected service territory.
- CEO
- Charles G. Young
- Headquarters
- AZ
- Founded
- 2003
- FDD year
- 2026
- States available
- 44
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $55K | $55K |
| Working capital (3–6 mo) | $5K | $41K |
| Equipment, build-out, other | $20K | $69K |
| Total initial investment | $80K | $164K |
Source: SYNERGY HomeCare 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$381K
18.0% margin
Unlevered ROIC
263%
EBITDA / total invested capital
Payback
5 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $80K – $164K
- Better than avg vs category
- Liquid capital req'd
- $5K – $41K
- Better than avg vs category
- Franchise fee
- $27K – $55K
- Near category avg vs category
- Royalty
- 5.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 5.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Technology fee | $5K |
| Transfer fee | $28K |
| Total fee load | 7.0% of rev |
Financial Performance
- Avg gross sales
- $2.1M
- Per unit, per year
- Median gross sales
- $1.8M
- Item 19 type
- gross_sales
- Sample size
- 186 units
- vs category median 22 · large
- Range (low → high)
- $122K→$16.3M
- Cohort dispersion (min → max)
- Transparency
- 6 / 5
- vs category median 4 / 5 · above
Compared against 70 Senior Care brands
Revenue is 17.3x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Senior Care averages
How SYNERGY HomeCare Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 626
- Opened
- 102
- Last reporting year
- Closed
- 26
- Turnover rate
- 4.2%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- +13.8%
- Net unit change last year
- 3-yr CAGR
- +25.5%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 27
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 12 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 71
- Loan volume
- $18.4M
- Median loan
- $150K
- 50th percentile
- Charge-off rate
- 9.8%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 90.2%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 32
- Defaults
- 4
Vintage analysis
SYNERGY HomeCare charge-off rate by loan vintage
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into SYNERGY HomeCare's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 16-year lending trend
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
SYNERGY HomeCare presents moderate-to-caution risk: aggressive unit growth, opaque profitability data, and ambiguous franchisor financial health offset by protected territory and reasonable fee structure.
Audited financials (Item 21)
Yes · BDO USA, P.C.
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 11 / 100 rating
- 01MINORNo Item 19 (Average Net Income) disclosure — impossible to validate actual profitability despite $2.1M avg revenue claim
- 02MEDHigh initial investment ($80K–$164K) relative to disclosed net income — ROI timeline unclear
- 03MINOR626 units with 13.8% YoY growth suggests rapid expansion; typical mature franchises grow 3–7% YoY, raising sustainability concerns
- 04MINOR5-year term is shorter than industry standard (10 years), increasing renewal/renegotiation risk
- 05HIGH'Going Concern' status listed as False — unusual language that may indicate financial instability of franchisor
- 06HIGHNo litigation disclosed but home care is high-litigation industry (employment, patient safety); absence of claims is atypical
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 5 |
| Territory type | Zip codes |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 14 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Arizona |
| Litigation count | 0 |
Items 10, 11
Training & Operations
- Classroom training
- 60 hrs
- On-the-job training
- 0 hrs
- POS system
- scheduling software
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: scheduling software
Item 20 · call current owners
Franchisee Contacts
99 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
SYNERGY HomeCare · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a SYNERGY HomeCare franchise?
The total investment to open a SYNERGY HomeCare franchise ranges from $80K – $164K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do SYNERGY HomeCare franchise owners earn?
According to Item 19 of the SYNERGY HomeCare FDD, the average gross sales per unit is $2.1M. The median is $1.8M. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is SYNERGY HomeCare's franchise failure rate?
Based on SBA 7(a) loan data, SYNERGY HomeCare has a charge-off rate of 9.8% across 71 loans, meaning 9.8% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many SYNERGY HomeCare franchise locations are there?
As of their most recent FDD filing, SYNERGY HomeCare has 626 total units in the United States, including 454 franchised units and 0 company-owned units. 102 new units were opened in the latest reporting year.
Is SYNERGY HomeCare a good franchise to buy?
FranchiseVerdict rates SYNERGY HomeCare as a A-grade franchise with a risk score of 11 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.